Hingham Institution for Savings Balance Sheet Health
Financial Health criteria checks 5/6
Hingham Institution for Savings has total assets of $4.4B and total equity of $421.7M. Total deposits are $2.5B, and total loans are $3.9B. It earns a Net Interest Margin of 1.2%. It has sufficient allowance for bad loans, which are currently at 0.04% of total loans. Cash and short-term investments are $7.1M.
Key information
10.6x
Asset to equity ratio
1.2%
Net interest margin
| Total deposits | US$2.46b |
| Loan to deposit ratio | High |
| Bad loans | 0.04% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$7.15m |
Recent financial health updates
No updates
Recent updates
Hingham Institution for Savings (NASDAQ:HIFS) Is Due To Pay A Dividend Of $0.63
Nov 29
Hingham Institution for Savings (NASDAQ:HIFS) Is Due To Pay A Dividend Of $0.63
Oct 17Hingham Institution for Savings (NASDAQ:HIFS) Will Pay A Dividend Of $0.63
Jul 18Hingham Institution For Savings: Why It's One Of My Favorite Banks In The U.S.
May 02Hingham Institution for Savings (NASDAQ:HIFS) Has Affirmed Its Dividend Of $0.63
Apr 26Hingham Institution for Savings' (NASDAQ:HIFS) Upcoming Dividend Will Be Larger Than Last Year's
Apr 20Hingham Institution for Savings GAAP EPS of $4.77, revenue of $22.43M
Oct 14Hingham Institution: Strong Loan Growth To Drive Core Earnings
Aug 14Hingham Institution for Savings goes ex dividend tomorrow
Jul 28Hingham Institution for Savings (NASDAQ:HIFS) Is Increasing Its Dividend To $0.59
Jul 21Hingham Institution for Savings Non-GAAP EPS of $6.93, revenue of $14.47M
Jul 15Hingham: One Of The Top-Performing Banks In The U.S.
Feb 22Hingham Institution: Loan Growth Likely To Counter Margin Compression
Dec 13Hingham Institution for Savings' (NASDAQ:HIFS) Dividend Will Be Increased To US$1.30
Nov 27HIFS: One Of The Most Efficient Banks
Aug 18Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HIFS's Assets to Equity ratio (10.6x) is moderate.
Allowance for Bad Loans: HIFS has a sufficient allowance for bad loans (1661%).
Low Risk Liabilities: 61% of HIFS's liabilities are made up of primarily low risk sources of funding.
Loan Level: HIFS has an appropriate level of Loans to Assets ratio (87%).
Low Risk Deposits: HIFS's Loans to Deposits ratio (157%) is high.
Level of Bad Loans: HIFS has an appropriate level of bad loans (0%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/27 11:25 |
| End of Day Share Price | 2024/12/27 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
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Analyst Sources
Hingham Institution for Savings is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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