Greene County Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Greene County Bancorp has total assets of $2.9B and total equity of $199.2M. Total deposits are $2.6B, and total loans are $1.5B. It earns a Net Interest Margin of 2.7%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $259.5M.
Key information
14.4x
Asset to equity ratio
2.7%
Net interest margin
| Total deposits | US$2.56b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$259.50m |
Recent financial health updates
No updates
Recent updates
Greene County Bancorp (NASDAQ:GCBC) Is Paying Out A Dividend Of $0.08
Apr 24
With EPS Growth And More, Greene County Bancorp (NASDAQ:GCBC) Makes An Interesting Case
Jul 19Greene County Bancorp (NASDAQ:GCBC) Ticks All The Boxes When It Comes To Earnings Growth
Mar 11Shareholders Would Not Be Objecting To Greene County Bancorp, Inc.'s (NASDAQ:GCBC) CEO Compensation And Here's Why
Oct 30Greene County Bancorp declares $0.14 dividend
Oct 19Greene County Bancorp raises dividend by 7.7% to $0.14/share
Jul 20Greene County Bancorp: Time To Take Profits
May 14Greene County Bancorp: Hidden Gem
Jan 28Greene County Bancorp's (NASDAQ:GCBC) Dividend Will Be Increased To US$0.13
Oct 23Greene County Bancorp (NASDAQ:GCBC) Is Increasing Its Dividend To US$0.13
Aug 09Greene County Bancorp (NASDAQ:GCBC) Has Announced That It Will Be Increasing Its Dividend To US$0.13
Jul 24Greene County Bancorp, Inc. (NASDAQ:GCBC) Is An Attractive Dividend Stock - Here's Why
Mar 27Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: GCBC's Assets to Equity ratio (14.4x) is moderate.
Allowance for Bad Loans: GCBC has a sufficient allowance for bad loans (361%).
Low Risk Liabilities: 96% of GCBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: GCBC has an appropriate level of Loans to Assets ratio (51%).
Low Risk Deposits: GCBC's Loans to Deposits ratio (57%) is appropriate.
Level of Bad Loans: GCBC has an appropriate level of bad loans (0.4%).