Greene County Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Greene County Bancorp has total assets of $2.9B and total equity of $216.3M. Total deposits are $2.5B, and total loans are $1.5B. It earns a Net Interest Margin of 2.3%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $218.9M.
Key information
13.3x
Asset to equity ratio
2.3%
Net interest margin
| Total deposits | US$2.49b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$218.94m |
Recent financial health updates
No updates
Recent updates
Greene County Bancorp (NASDAQ:GCBC) Has Affirmed Its Dividend Of $0.09
Nov 02
Here's Why Shareholders May Want To Be Cautious With Increasing Greene County Bancorp, Inc.'s (NASDAQ:GCBC) CEO Pay Packet
Oct 27Greene County Bancorp (NASDAQ:GCBC) Will Pay A Dividend Of $0.09
Oct 19Greene County Bancorp (NASDAQ:GCBC) Will Pay A Larger Dividend Than Last Year At $0.09
Jul 20Greene County Bancorp (NASDAQ:GCBC) Is Paying Out A Dividend Of $0.08
Apr 24With EPS Growth And More, Greene County Bancorp (NASDAQ:GCBC) Makes An Interesting Case
Jul 19Greene County Bancorp (NASDAQ:GCBC) Ticks All The Boxes When It Comes To Earnings Growth
Mar 11Shareholders Would Not Be Objecting To Greene County Bancorp, Inc.'s (NASDAQ:GCBC) CEO Compensation And Here's Why
Oct 30Greene County Bancorp declares $0.14 dividend
Oct 19Greene County Bancorp raises dividend by 7.7% to $0.14/share
Jul 20Greene County Bancorp: Time To Take Profits
May 14Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: GCBC's Assets to Equity ratio (13.3x) is moderate.
Allowance for Bad Loans: GCBC has a sufficient allowance for bad loans (542%).
Low Risk Liabilities: 94% of GCBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: GCBC has an appropriate level of Loans to Assets ratio (52%).
Low Risk Deposits: GCBC's Loans to Deposits ratio (60%) is appropriate.
Level of Bad Loans: GCBC has an appropriate level of bad loans (0.2%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/23 07:39 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
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Analyst Sources
Greene County Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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