FVCBankcorp Balance Sheet Health
Financial Health criteria checks 6/6
FVCBankcorp has total assets of $2.2B and total equity of $220.7M. Total deposits are $1.9B, and total loans are $1.8B. It earns a Net Interest Margin of 2.5%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $80.5M.
Key information
9.9x
Asset to equity ratio
2.5%
Net interest margin
Total deposits | US$1.86b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$80.53m |
Recent financial health updates
No updates
Recent updates
FVCBankcorp Non-GAAP EPS of $0.48 beats by $0.01, revenue of $18.1M beats by $0.6M
Oct 20FVCBankcorp Non-GAAP EPS of $0.43 beats by $0.01, revenue of $17.44M beats by $2.04M
Jul 21With EPS Growth And More, FVCBankcorp (NASDAQ:FVCB) Is Interesting
Jun 08We Think Some Shareholders May Hesitate To Increase FVCBankcorp, Inc.'s (NASDAQ:FVCB) CEO Compensation
May 13What You Need To Know About FVCBankcorp, Inc.'s (NASDAQ:FVCB) Investor Composition
Mar 13Insider Buying: Meena Krishnan Just Spent US$67k On FVCBankcorp, Inc. (NASDAQ:FVCB) Shares
Feb 06FVCBankcorp, Inc. Just Missed Earnings And Its Revenue Numbers Were Weaker Than Expected
Jan 26Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FVCB's Assets to Equity ratio (9.9x) is low.
Allowance for Bad Loans: FVCB has a sufficient allowance for bad loans (631%).
Low Risk Liabilities: 95% of FVCB's liabilities are made up of primarily low risk sources of funding.
Loan Level: FVCB has an appropriate level of Loans to Assets ratio (84%).
Low Risk Deposits: FVCB's Loans to Deposits ratio (99%) is appropriate.
Level of Bad Loans: FVCB has an appropriate level of bad loans (0.2%).