FVCBankcorp Balance Sheet Health
Financial Health criteria checks 6/6
FVCBankcorp has total assets of $2.3B and total equity of $230.8M. Total deposits are $2.0B, and total loans are $1.9B. It earns a Net Interest Margin of 2.5%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $179.4M.
Key information
9.9x
Asset to equity ratio
2.5%
Net interest margin
| Total deposits | US$1.96b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$179.37m |
Recent financial health updates
No updates
Recent updates
FVCBankcorp Non-GAAP EPS of $0.48 beats by $0.01, revenue of $18.1M beats by $0.6M
Oct 20FVCBankcorp Non-GAAP EPS of $0.43 beats by $0.01, revenue of $17.44M beats by $2.04M
Jul 21With EPS Growth And More, FVCBankcorp (NASDAQ:FVCB) Is Interesting
Jun 08
We Think Some Shareholders May Hesitate To Increase FVCBankcorp, Inc.'s (NASDAQ:FVCB) CEO Compensation
May 13What You Need To Know About FVCBankcorp, Inc.'s (NASDAQ:FVCB) Investor Composition
Mar 13Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FVCB's Assets to Equity ratio (9.9x) is low.
Allowance for Bad Loans: FVCB has a sufficient allowance for bad loans (536%).
Low Risk Liabilities: 95% of FVCB's liabilities are made up of primarily low risk sources of funding.
Loan Level: FVCB has an appropriate level of Loans to Assets ratio (81%).
Low Risk Deposits: FVCB's Loans to Deposits ratio (95%) is appropriate.
Level of Bad Loans: FVCB has an appropriate level of bad loans (0.2%).