Primis Financial Corp.

NasdaqGM:FRST Stock Report

Market Cap: US$391.9m

Primis Financial Future Growth

Future criteria checks 0/6

Primis Financial's revenue is forecast to decline at 15.3% per annum while its annual earnings are expected to grow at 2.7% per year. EPS is expected to grow by 2.3% per annum.

Key information

2.7%

Earnings growth rate

2.30%

EPS growth rate

Banks earnings growth8.2%
Revenue growth rate-15.3%
Future return on equityn/a
Analyst coverage

Low

Last updated25 Jun 2026

Recent future growth updates

Recent updates

Narrative Update • Jun 25

FRST: National Platforms And Credit Improvement Will Drive Future Profitability

Analysts have nudged their price target for Primis Financial higher to $19, citing its mix of a community bank franchise with national mortgage warehouse and healthcare banking platforms, and arguing that a potential profitability inflection is not yet reflected in the current valuation. Analyst Commentary Recent Street research on Primis Financial highlights both enthusiasm for the company’s business mix and questions around execution timing and valuation, giving investors several angles to weigh.
Narrative Update • Jun 08

FRST: Bullish Coverage And Improving Credit Trends Will Support Upside

Analysts have nudged their Primis Financial price target higher to $17.50, reflecting updated assumptions around fair value, discount rate, profit margin and future P/E after recent bullish Street research coverage. What's in the News Primis Financial Corp.
Narrative Update • May 24

FRST: Bullish Coverage And Higher Margin Outlook Will Support Upside

Analysts have nudged their average price target for Primis Financial higher from about $16.42 to roughly $17.08, citing updated assumptions around discount rates, profit margins, and forward P/E following fresh Street research coverage with a bullish view on the stock. Analyst Commentary Recent Street research with a bullish stance has focused on how updated assumptions around discount rates, profit margins, and forward P/E feed into the valuation case for Primis Financial.
Narrative Update • Apr 26

FRST: Bullish Coverage And Lower Net Charge Offs Will Support Upside

Analysts have nudged their price target for Primis Financial higher from about $16.13 to roughly $16.42, citing updated assumptions around discount rates, expected revenue trends, profit margins, and a modestly adjusted future P/E following a recent bullish initiation of coverage. Analyst Commentary Bullish Takeaways Bullish analysts see the recent initiation of coverage as a vote of confidence in Primis Financial's business model, which they view as supportive of the updated valuation assumptions.
Narrative Update • Apr 10

FRST: Lower Net Charge Offs Will Support Future Upside Potential

Analysts have maintained their $16.13 price target for Primis Financial in line with prior views, citing only minor adjustments in assumptions for the discount rate, revenue growth, profit margin and future P/E as the basis for this steady outlook. What's in the News Primis Financial Corp.
Narrative Update • Mar 27

FRST: Lower Net Charge Offs Will Support Future Upside Potential

The analyst fair value estimate for Primis Financial has edged up from $16.00 to about $16.13, with analysts citing updated assumptions around discount rates, profit margins, and future P/E expectations. What's in the News From October 1, 2025 to December 19, 2025, Primis Financial Corp.
Narrative Update • Mar 11

FRST: Share Repurchases And Lower Net Charge Offs Will Support Upside

Analysts have maintained their fair value estimate for Primis Financial at $16.00 per share. Only very small adjustments to the discount rate, revenue trajectory, profit margin, and future P/E assumptions have resulted in a largely unchanged price target narrative.
Narrative Update • Feb 25

FRST: Share Repurchases And Improving Credit Quality Will Support Future Upside

Analysts have maintained their $16.00 price target for Primis Financial, indicating consistent views on fair value, discount rate, revenue trajectory, profit margins, and future P/E assumptions based on the latest research. What's in the News Primis Financial Corp.
Narrative Update • Feb 11

FRST: Share Repurchases And Lower Credit Losses Will Support Future Upside

Analysts have nudged their price target for Primis Financial from $15.63 to $16.00, citing updated assumptions around fair value, discount rate, revenue growth, profit margin and future P/E as the key drivers of this adjustment. What's in the News Primis Financial Corp.
Narrative Update • Jan 27

FRST: Share Repurchases Will Support Stronger Earnings And Upside Potential

Analysts have maintained their fair value estimate for Primis Financial at $15.63. They made only minor adjustments to the discount rate, revenue growth, profit margin, and future P/E assumptions, indicating that their view of the bank's risk and earnings profile remains largely unchanged.
Narrative Update • Jan 12

FRST: Share Repurchases And Lower Charge Offs Will Support Stronger Earnings

Analysts have lifted their fair value estimate for Primis Financial by about $0.50 to $15.63, citing updated assumptions around revenue growth of roughly 1.77%, a profit margin near 37.67%, and a forward P/E of about 8.61x. What's in the News The Board of Directors of Primis Financial Corp.
Narrative Update • Dec 14

FRST: Improving Credit Quality And Margin Outlook Will Support Stronger Earnings

Analysts have raised their price target on Primis Financial from 13.63 dollars to 15.13 dollars, citing improving revenue growth expectations, a modestly lower discount rate, and a more normalized profit margin outlook that supports a higher future earnings multiple. What's in the News Completed repurchase of 79,549 shares, representing approximately 0.32% of shares outstanding, for a total of 0.8 million dollars under the buyback program announced on December 19, 2024 (Key Developments) Reported third quarter 2025 net charge offs of 1.17 million dollars, significantly lower than 7.95 million dollars in the prior year period, indicating improved credit quality trends (Key Developments) Valuation Changes The fair value estimate has risen moderately from 13.63 dollars to 15.13 dollars per share, reflecting a higher intrinsic value assessment.
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New Narrative • Sep 24

Digital Savvy And Strategic Lending Fuel Optimistic Growth Prospects

Primis Financial's strategic management of deposit costs and digital platform enhancements suggest efficiency in funding, potentially boosting net interest margins.
Analysis Article • Oct 31

Primis Financial (NASDAQ:FRST) Has Announced A Dividend Of $0.10

Primis Financial Corp. ( NASDAQ:FRST ) will pay a dividend of $0.10 on the 24th of November. This means the dividend...
Analysis Article • Aug 03

Primis Financial (NASDAQ:FRST) Is Paying Out A Dividend Of $0.10

Primis Financial Corp. ( NASDAQ:FRST ) will pay a dividend of $0.10 on the 25th of August. This means the annual...
Analysis Article • May 02

Primis Financial (NASDAQ:FRST) Is Paying Out A Dividend Of $0.10

The board of Primis Financial Corp. ( NASDAQ:FRST ) has announced that it will pay a dividend on the 26th of May, with...
Analysis Article • Feb 01

Primis Financial (NASDAQ:FRST) Has Announced A Dividend Of $0.10

Primis Financial Corp. ( NASDAQ:FRST ) will pay a dividend of $0.10 on the 24th of February. This means that the annual...

Earnings and Revenue Growth Forecasts

NasdaqGM:FRST - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/202715147N/AN/A3
12/31/202613939N/AN/A3
3/31/202619846-80-78N/A
12/31/202521161911N/A
9/30/20251399-57-56N/A
6/30/20251273-40-38N/A
3/31/202512545455N/A
12/31/202497-161820N/A
9/30/2024104-1122123N/A
6/30/2024107-8115116N/A
3/31/2024102-143840N/A
12/31/2023111-82729N/A
9/30/20231272-49-47N/A
6/30/202312311-38-36N/A
3/31/202312118-4-2N/A
12/31/2022108141112N/A
9/30/2022108202728N/A
6/30/2022104232527N/A
3/31/2022107272022N/A
12/31/2021110312527N/A
9/30/2021110303639N/A
6/30/2021109312628N/A
3/31/202196232425N/A
12/31/202087152526N/A
9/30/202083171820N/A
6/30/202083193133N/A
3/31/202092273435N/A
12/31/20199532N/A37N/A
9/30/20199632N/A37N/A
6/30/20199632N/A37N/A
3/31/20199731N/A39N/A
12/31/20189734N/A41N/A
9/30/20189625N/A44N/A
6/30/20189320N/A44N/A
3/31/2018799N/A32N/A
12/31/2017652N/A25N/A
9/30/2017516N/A18N/A
6/30/2017394N/A13N/A
3/31/20173810N/A22N/A
12/31/20163810N/A18N/A
9/30/20163910N/A12N/A
6/30/20163910N/A12N/A
3/31/20163810N/A11N/A
12/31/2015379N/A12N/A
9/30/2015369N/A15N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: FRST's forecast earnings growth (2.7% per year) is below the savings rate (3.5%).

Earnings vs Market: FRST's earnings (2.7% per year) are forecast to grow slower than the US market (18.6% per year).

High Growth Earnings: FRST's earnings are forecast to grow, but not significantly.

Revenue vs Market: FRST's revenue is expected to decline over the next 3 years (-15.3% per year).

High Growth Revenue: FRST's revenue is forecast to decline over the next 3 years (-15.3% per year).

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: Insufficient data to determine if FRST's Return on Equity is forecast to be high in 3 years time

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/04 22:34
End of Day Share Price 2026/07/02 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Primis Financial Corp. is covered by 6 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Wood LayKeefe, Bruyette, & Woods
Casey Orr WhitmanPiper Sandler Companies
Michael RoseRaymond James & Associates