First Mid Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
First Mid Bancshares has total assets of $7.6B and total equity of $858.5M. Total deposits are $6.1B, and total loans are $5.5B. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $170.0M.
Key information
8.8x
Asset to equity ratio
3.1%
Net interest margin
| Total deposits | US$6.09b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$170.03m |
Recent financial health updates
No updates
Recent updates
First Mid Bancshares (NASDAQ:FMBH) Is Increasing Its Dividend To $0.24
Aug 05
First Mid Bancshares (NASDAQ:FMBH) Has Affirmed Its Dividend Of $0.23
Nov 18First Mid Bancshares (NASDAQ:FMBH) Has Affirmed Its Dividend Of $0.23
Jul 30We Ran A Stock Scan For Earnings Growth And First Mid Bancshares (NASDAQ:FMBH) Passed With Ease
Mar 10First Mid Bancshares goes ex-dividend tomorrow
Aug 16First Mid Bancshares' (NASDAQ:FMBH) Shareholders Will Receive A Bigger Dividend Than Last Year
Aug 08The Attractive Combination That Could Earn First Mid Bancshares, Inc. (NASDAQ:FMBH) A Place In Your Dividend Portfolio
Mar 05First Mid Bancshares sees ~$2M one-off costs in 2021 on its branch optimization plans
Dec 04First Mid Bancshares goes ex-dividend on Monday
Nov 28First Mid Bancshares, Inc. (NASDAQ:FMBH) Looks Interesting, And It's About To Pay A Dividend
Nov 25
First Mid Bancshares EPS beats by $0.07, beats on revenue
Oct 29Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FMBH's Assets to Equity ratio (8.8x) is low.
Allowance for Bad Loans: FMBH has a sufficient allowance for bad loans (377%).
Low Risk Liabilities: 91% of FMBH's liabilities are made up of primarily low risk sources of funding.
Loan Level: FMBH has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: FMBH's Loans to Deposits ratio (91%) is appropriate.
Level of Bad Loans: FMBH has an appropriate level of bad loans (0.3%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/20 10:35 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
First Mid Bancshares, Inc. is covered by 13 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jeffrey Rulis | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |
| Brian Martin | FIG Partners |