First Capital, Inc.

NasdaqCM:FCAP Stock Report

Market Cap: US$100.5m

First Capital Past Earnings Performance

Past criteria checks 2/6

First Capital has been growing earnings at an average annual rate of 5%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 4% per year. First Capital's return on equity is 10.1%, and it has net margins of 28.7%.

Key information

5.0%

Earnings growth rate

4.9%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate4.0%
Return on equity10.1%
Net Margin28.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

First Capital (NASDAQ:FCAP) Will Pay A Larger Dividend Than Last Year At $0.29

Aug 25
First Capital (NASDAQ:FCAP) Will Pay A Larger Dividend Than Last Year At $0.29

First Capital (NASDAQ:FCAP) Has Affirmed Its Dividend Of $0.27

May 31
First Capital (NASDAQ:FCAP) Has Affirmed Its Dividend Of $0.27

First Capital (NASDAQ:FCAP) Has Affirmed Its Dividend Of $0.26

Dec 11
First Capital (NASDAQ:FCAP) Has Affirmed Its Dividend Of $0.26

First Capital (NASDAQ:FCAP) Is Paying Out A Dividend Of $0.26

Nov 26
First Capital (NASDAQ:FCAP) Is Paying Out A Dividend Of $0.26

First Capital declares $0.26 dividend

Aug 16

First Capital reports Q2 results

Jul 21

First Capital (NASDAQ:FCAP) Has Re-Affirmed Its Dividend Of US$0.26

Feb 26
First Capital (NASDAQ:FCAP) Has Re-Affirmed Its Dividend Of US$0.26

Here's Why First Capital, Inc.'s (NASDAQ:FCAP) CEO May Have Their Pay Bumped Up

May 20
Here's Why First Capital, Inc.'s (NASDAQ:FCAP) CEO May Have Their Pay Bumped Up

I Built A List Of Growing Companies And First Capital (NASDAQ:FCAP) Made The Cut

Apr 30
I Built A List Of Growing Companies And First Capital (NASDAQ:FCAP) Made The Cut

First Capital reports Q1 results

Apr 26

Should You Buy First Capital, Inc. (NASDAQ:FCAP) For Its Upcoming Dividend?

Mar 10
Should You Buy First Capital, Inc. (NASDAQ:FCAP) For Its Upcoming Dividend?

Why First Capital, Inc. (NASDAQ:FCAP) Is A Top Dividend Stock

Feb 01
Why First Capital, Inc. (NASDAQ:FCAP) Is A Top Dividend Stock

First Capital, Inc. (NASDAQ:FCAP) Looks Interesting, And It's About To Pay A Dividend

Dec 10
First Capital, Inc. (NASDAQ:FCAP) Looks Interesting, And It's About To Pay A Dividend

First Capital declares $0.24 dividend

Nov 18

Shareholders Of First Capital (NASDAQ:FCAP) Must Be Happy With Their 193% Total Return

Nov 18
Shareholders Of First Capital (NASDAQ:FCAP) Must Be Happy With Their 193% Total Return

Revenue & Expenses Breakdown

How First Capital makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqCM:FCAP Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 244112230
30 Jun 244112230
31 Mar 244012220
31 Dec 234113220
30 Sep 234213220
30 Jun 234213220
31 Mar 234113220
31 Dec 223912220
30 Sep 223811210
30 Jun 223811210
31 Mar 223811210
31 Dec 213811210
30 Sep 213811210
30 Jun 213711200
31 Mar 213611200
31 Dec 203510200
30 Sep 203510200
30 Jun 203510200
31 Mar 203610200
31 Dec 193610200
30 Sep 193510190
30 Jun 193410180
31 Mar 19339180
31 Dec 18329180
30 Sep 18328170
30 Jun 18328170
31 Mar 18318170
31 Dec 17317160
30 Sep 17308160
30 Jun 17297160
31 Mar 17297160
31 Dec 16297160
30 Sep 16286150
30 Jun 16266140
31 Mar 16245130
31 Dec 15235120
30 Sep 15225120
30 Jun 15225120
31 Mar 15226120
31 Dec 14226110
30 Sep 14226110
30 Jun 14215110
31 Mar 14215110
31 Dec 13215110

Quality Earnings: FCAP has high quality earnings.

Growing Profit Margin: FCAP's current net profit margins (28.7%) are lower than last year (31.7%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: FCAP's earnings have grown by 5% per year over the past 5 years.

Accelerating Growth: FCAP's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: FCAP had negative earnings growth (-10.8%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).


Return on Equity

High ROE: FCAP's Return on Equity (10.1%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 11:53
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

First Capital, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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