FB Bancorp, Inc.

NasdaqCM:FBLA Stock Report

Market Cap: US$223.9m

FB Bancorp Past Earnings Performance

Past criteria checks 2/6

FB Bancorp has been growing earnings at an average annual rate of 46.1%, while the Banks industry saw earnings growing at 3.2% annually. Revenues have been growing at an average rate of 20.7% per year. FB Bancorp's return on equity is 1%, and it has net margins of 6.1%.

Key information

46.08%

Earnings growth rate

-13.72%

EPS growth rate

Banks Industry Growth11.18%
Revenue growth rate20.68%
Return on equity1.03%
Net Margin6.09%
Last Earnings Update31 Mar 2026

Recent past performance updates

Recent updates

Seeking Alpha Jan 25

FB Bancorp Remains Disappointing

Summary FB Bancorp remains a ‘sell’ due to persistent profitability and asset quality concerns despite slight improvements. FBLA’s shares are cheap relative to book value, but poor returns on assets (0.09%) and equity (0.32%) undermine valuation appeal. Net interest margin improved to 4.65%, and deposits grew, but non-performing loans at 1.92% signal elevated credit risk. Earnings volatility and high non-performing asset ratios outweigh balance sheet growth, justifying continued underperformance versus the market. Read the full article on Seeking Alpha

Revenue & Expenses Breakdown

How FB Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqCM:FBLA Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Mar 26503460
31 Dec 25504450
30 Sep 25436360
30 Jun 25414360
31 Mar 25424370
31 Dec 24452420
30 Sep 2465-2650
30 Jun 24681650
31 Mar 24670650
31 Dec 23681650
31 Dec 22652640

Quality Earnings: FBLA has high quality earnings.

Growing Profit Margin: FBLA's current net profit margins (6.1%) are lower than last year (8.8%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: FBLA's earnings have grown significantly by 46.1% per year over the past 5 years.

Accelerating Growth: FBLA's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: FBLA had negative earnings growth (-16.7%) over the past year, making it difficult to compare to the Banks industry average (23.3%).


Return on Equity

High ROE: FBLA's Return on Equity (1%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/06 08:03
End of Day Share Price 2026/07/02 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

FB Bancorp, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.