Enterprise Financial Services Balance Sheet Health
Financial Health criteria checks 6/6
Enterprise Financial Services has total assets of $15.0B and total equity of $1.8B. Total deposits are $12.5B, and total loans are $10.9B. It earns a Net Interest Margin of 4.4%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $446.5M.
Key information
8.2x
Asset to equity ratio
4.4%
Net interest margin
| Total deposits | US$12.47b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$446.48m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: EFSC.P's Assets to Equity ratio (8.2x) is low.
Allowance for Bad Loans: EFSC.P has a sufficient allowance for bad loans (493%).
Low Risk Liabilities: 95% of EFSC.P's liabilities are made up of primarily low risk sources of funding.
Loan Level: EFSC.P has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: EFSC.P's Loans to Deposits ratio (88%) is appropriate.
Level of Bad Loans: EFSC.P has an appropriate level of bad loans (0.3%).