Eastern Bankshares Past Earnings Performance
Past criteria checks 0/6
Eastern Bankshares's earnings have been declining at an average annual rate of -14.8%, while the Banks industry saw earnings growing at 3% annually. Revenues have been growing at an average rate of 0.4% per year. Eastern Bankshares's return on equity is 2%, and it has net margins of 12.7%.
Key information
-14.84%
Earnings growth rate
-15.06%
EPS growth rate
| Banks Industry Growth | 11.18% |
| Revenue growth rate | 0.40% |
| Return on equity | 2.03% |
| Net Margin | 12.67% |
| Next Earnings Update | 23 Apr 2026 |
Recent past performance updates
Recent updates
Eastern Bankshares: Still Growing, Still A Long-Term Buy
Nov 11Eastern Bankshares' (NASDAQ:EBC) Upcoming Dividend Will Be Larger Than Last Year's
May 07
Eastern Bankshares Q1 Earnings: Looking Past Messy Headline Figures
Apr 26Eastern Bankshares: Emerging As A Stronger Bank
Jan 24Bolstered By M&A, Eastern Bankshares Still Offers Compelling Long-Term Value
Sep 24
Cambridge Merger And Decisive Moves Propel Bank Into A Bright Future
Merger with Cambridge Trust and sale of Eastern Insurance Group strengthens market share and capital base, promising enhanced future revenue and growth.Revenue & Expenses Breakdown
How Eastern Bankshares makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 25 | 696 | 88 | 455 | 0 |
| 30 Sep 25 | 628 | 49 | 466 | 0 |
| 30 Jun 25 | 550 | -63 | 460 | 0 |
| 31 Mar 25 | 460 | -137 | 440 | 0 |
| 31 Dec 24 | 664 | 120 | 389 | 0 |
| 30 Sep 24 | 609 | 90 | 400 | 0 |
| 30 Jun 24 | 602 | 160 | 376 | 0 |
| 31 Mar 24 | 614 | 178 | 370 | 0 |
| 31 Dec 23 | 293 | -63 | 358 | 0 |
| 30 Sep 23 | 299 | -53 | 360 | 0 |
| 30 Jun 23 | 315 | -64 | 356 | 0 |
| 31 Mar 23 | 280 | -67 | 334 | 0 |
| 31 Dec 22 | 627 | 187 | 349 | 0 |
| 30 Sep 22 | 641 | 181 | 359 | 0 |
| 30 Jun 22 | 623 | 165 | 362 | 0 |
| 31 Mar 22 | 652 | 159 | 396 | 0 |
| 31 Dec 21 | 537 | 146 | 341 | 0 |
| 30 Sep 21 | 606 | 76 | 381 | 0 |
| 30 Jun 21 | 597 | 67 | 383 | 0 |
| 31 Mar 21 | 581 | 62 | 372 | 0 |
| 31 Dec 20 | 530 | 23 | 366 | 0 |
| 30 Sep 20 | 527 | 98 | 363 | 0 |
| 30 Jun 20 | 535 | 105 | 360 | 0 |
| 31 Mar 20 | 545 | 111 | 356 | 0 |
| 31 Dec 19 | 587 | 135 | 360 | 0 |
| 31 Dec 18 | 556 | 123 | 346 | 0 |
Quality Earnings: EBC has a large one-off loss of $35.7M impacting its last 12 months of financial results to 31st December, 2025.
Growing Profit Margin: EBC's current net profit margins (12.7%) are lower than last year (18%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: EBC's earnings have declined by 14.8% per year over the past 5 years.
Accelerating Growth: EBC's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: EBC had negative earnings growth (-26.2%) over the past year, making it difficult to compare to the Banks industry average (21.9%).
Return on Equity
High ROE: EBC's Return on Equity (2%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/04/22 19:15 |
| End of Day Share Price | 2026/04/22 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Eastern Bankshares, Inc. is covered by 10 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jared David Shaw | Barclays |
| Feddie Strickland | Hovde Group, LLC |
| Steven Alexopoulos | J.P. Morgan |