Eastern Bankshares, Inc.

NasdaqGS:EBC Stock Report

Market Cap: US$3.0b

Eastern Bankshares Past Earnings Performance

Past criteria checks 0/6

Eastern Bankshares's earnings have been declining at an average annual rate of -14%, while the Banks industry saw earnings growing at 5.4% annually. Revenues have been declining at an average rate of 2.4% per year.

Key information

-14.0%

Earnings growth rate

-12.8%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate-2.4%
Return on equity-3.8%
Net Margin-29.7%
Last Earnings Update31 Mar 2025

Recent past performance updates

Recent updates

Eastern Bankshares' (NASDAQ:EBC) Upcoming Dividend Will Be Larger Than Last Year's

May 07
Eastern Bankshares' (NASDAQ:EBC) Upcoming Dividend Will Be Larger Than Last Year's

Eastern Bankshares Q1 Earnings: Looking Past Messy Headline Figures

Apr 26

Eastern Bankshares: Emerging As A Stronger Bank

Jan 24

Bolstered By M&A, Eastern Bankshares Still Offers Compelling Long-Term Value

Sep 24
author-image

Cambridge Merger And Decisive Moves Propel Bank Into A Bright Future

Sep 04 Merger with Cambridge Trust and sale of Eastern Insurance Group strengthens market share and capital base, promising enhanced future revenue and growth.

Eastern Bankshares (NASDAQ:EBC) Is Due To Pay A Dividend Of $0.11

Jan 30
Eastern Bankshares (NASDAQ:EBC) Is Due To Pay A Dividend Of $0.11

Eastern Bankshares (NASDAQ:EBC) Is Increasing Its Dividend To $0.11

Nov 21
Eastern Bankshares (NASDAQ:EBC) Is Increasing Its Dividend To $0.11

Eastern Bankshares (NASDAQ:EBC) Has Affirmed Its Dividend Of $0.11

Oct 31
Eastern Bankshares (NASDAQ:EBC) Has Affirmed Its Dividend Of $0.11

Eastern Bankshares (NASDAQ:EBC) Will Pay A Dividend Of $0.10

Aug 30
Eastern Bankshares (NASDAQ:EBC) Will Pay A Dividend Of $0.10

Eastern Bankshares (NASDAQ:EBC) Has Affirmed Its Dividend Of $0.10

Aug 01
Eastern Bankshares (NASDAQ:EBC) Has Affirmed Its Dividend Of $0.10

Eastern Bankshares (NASDAQ:EBC) Has Announced A Dividend Of $0.10

May 02
Eastern Bankshares (NASDAQ:EBC) Has Announced A Dividend Of $0.10

News Flash: 5 Analysts Think Eastern Bankshares, Inc. (NASDAQ:EBC) Earnings Are Under Threat

Feb 01
News Flash: 5 Analysts Think Eastern Bankshares, Inc. (NASDAQ:EBC) Earnings Are Under Threat

Revenue & Expenses Breakdown

How Eastern Bankshares makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NasdaqGS:EBC Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Mar 25460-1374380
31 Dec 246641204210
30 Sep 24609904280
30 Jun 246021603760
31 Mar 246141783700
31 Dec 23293-633640
30 Sep 23299-533600
30 Jun 23315-643560
31 Mar 23280-673340
31 Dec 226271873490
30 Sep 226411813590
30 Jun 226231653620
31 Mar 226521593960
31 Dec 215371463410
30 Sep 21606763810
30 Jun 21597673830
31 Mar 21581623720
31 Dec 20530233660
30 Sep 20527983630
30 Jun 205351053600
31 Mar 205451113560
31 Dec 195871353600
31 Dec 185561233460

Quality Earnings: EBC is currently unprofitable.

Growing Profit Margin: EBC is currently unprofitable.

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: EBC is unprofitable, and losses have increased over the past 5 years at a rate of 14% per year.

Accelerating Growth: Unable to compare EBC's earnings growth over the past year to its 5-year average as it is currently unprofitable

Earnings vs Industry: EBC is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (4.6%).

Return on Equity

High ROE: EBC has a negative Return on Equity (-3.82%), as it is currently unprofitable.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/07 06:39
End of Day Share Price 2025/05/07 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Eastern Bankshares, Inc. is covered by 5 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jacob CivielloJanney Montgomery Scott LLC
Steven AlexopoulosJ.P. Morgan
Damon DelMonteKeefe, Bruyette, & Woods