Dime Community Bancshares, Inc.

NasdaqGS:DCOM.P Stock Report

Market Cap: US$1.6b

Dime Community Bancshares Valuation

Is DCOM.P undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of DCOM.P when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: DCOM.P ($19.8) is trading below our estimate of fair value ($24.81)

Significantly Below Fair Value: DCOM.P is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for DCOM.P?

Key metric: As DCOM.P is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for DCOM.P. This is calculated by dividing DCOM.P's market cap by their current earnings.
What is DCOM.P's PE Ratio?
PE Ratio27.2x
EarningsUS$57.52m
Market CapUS$1.57b

Price to Earnings Ratio vs Peers

How does DCOM.P's PE Ratio compare to its peers?

The above table shows the PE ratio for DCOM.P vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average20.6x
HOPE Hope Bancorp
16.3x28.8%US$1.7b
BHLB Berkshire Hills Bancorp
32.6x40.8%US$1.3b
SASR Sandy Spring Bancorp
19.8x25.2%US$1.7b
BUSE First Busey
13.8x39.9%US$1.5b
DCOM.P Dime Community Bancshares
27.2x53.4%US$1.6b

Price-To-Earnings vs Peers: DCOM.P is expensive based on its Price-To-Earnings Ratio (27.2x) compared to the peer average (20.6x).

Price to Earnings Ratio vs Industry

How does DCOM.P's PE Ratio compare vs other companies in the US Banks Industry?

4 CompaniesPrice / EarningsEstimated GrowthMarket Cap
FRCB First Republic Bank
0.02xn/aUS$27.98m
BKGM BankGuam Holding
1xn/aUS$18.48m
SBNY Signature Bank
0.002xn/aUS$2.18m
BCBH.F Caribbean Investment Holdings
0.00001xn/aUS$132.00
No more companies available in this PE range
DCOM.P 27.2xIndustry Avg. 13.3xNo. of Companies94PE0816243240+
4 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: DCOM.P is expensive based on its Price-To-Earnings Ratio (27.2x) compared to the US Banks industry average (13.3x).

Price to Earnings Ratio vs Fair Ratio

What is DCOM.P's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

DCOM.P PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio27.2x
Fair PE Ratio26.7x

Price-To-Earnings vs Fair Ratio: DCOM.P is expensive based on its Price-To-Earnings Ratio (27.2x) compared to the estimated Fair Price-To-Earnings Ratio (26.7x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.

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