Central Plains Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
Central Plains Bancshares has total assets of $466.6M and total equity of $79.2M. Total deposits are $376.7M, and total loans are $383.7M. It earns a Net Interest Margin of 3.4%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $5.5M.
Key information
5.9x
Asset to equity ratio
3.4%
Net interest margin
| Total deposits | US$376.72m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$5.51m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CPBI's Assets to Equity ratio (5.9x) is low.
Allowance for Bad Loans: CPBI has a sufficient allowance for bad loans (948%).
Low Risk Liabilities: 97% of CPBI's liabilities are made up of primarily low risk sources of funding.
Loan Level: CPBI has an appropriate level of Loans to Assets ratio (82%).
Low Risk Deposits: CPBI's Loans to Deposits ratio (102%) is appropriate.
Level of Bad Loans: CPBI has an appropriate level of bad loans (0.2%).