Catalyst Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Catalyst Bancorp has total assets of $280.6M and total equity of $81.7M. Total deposits are $167.4M, and total loans are $163.5M. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are $45.8M.
Key information
3.4x
Asset to equity ratio
3.1%
Net interest margin
| Total deposits | US$167.44m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$45.75m |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CLST's Assets to Equity ratio (3.4x) is low.
Allowance for Bad Loans: CLST has a sufficient allowance for bad loans (168%).
Low Risk Liabilities: 84% of CLST's liabilities are made up of primarily low risk sources of funding.
Loan Level: CLST has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: CLST's Loans to Deposits ratio (98%) is appropriate.
Level of Bad Loans: CLST has an appropriate level of bad loans (0.9%).