Catalyst Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Catalyst Bancorp has total assets of $270.9M and total equity of $84.7M. Total deposits are $165.6M, and total loans are $142.8M. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are $19.0M.
Key information
3.2x
Asset to equity ratio
3.1%
Net interest margin
Total deposits | US$165.62m |
Loan to deposit ratio | Appropriate |
Bad loans | 1.4% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$19.01m |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CLST's Assets to Equity ratio (3.2x) is low.
Allowance for Bad Loans: CLST has a sufficient allowance for bad loans (107%).
Low Risk Liabilities: 89% of CLST's liabilities are made up of primarily low risk sources of funding.
Loan Level: CLST has an appropriate level of Loans to Assets ratio (53%).
Low Risk Deposits: CLST's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: CLST has an appropriate level of bad loans (1.4%).