City Holding Future Growth

Future criteria checks 0/6

City Holding is forecast to grow earnings and revenue by 0.06% and 3.1% per annum respectively. EPS is expected to grow by 2.3% per annum. Return on equity is forecast to be 14.9% in 3 years.

Key information

0.06%

Earnings growth rate

2.34%

EPS growth rate

Banks earnings growth	8.7%
Revenue growth rate	3.1%
Future return on equity	14.86%
Analyst coverage	Low
Last updated	20 Feb 2026

Recent future growth updates

Earnings Beat: City Holding Company Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models

Apr 26

Here's What Analysts Are Forecasting For City Holding Company (NASDAQ:CHCO) After Its Yearly Results

Jan 27

Recent updates

City Holding: Shares Are Expensive For A Reason

Nov 03

Here's Why We Think City Holding (NASDAQ:CHCO) Is Well Worth Watching

Jul 23

Earnings Beat: City Holding Company Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models

Apr 26

Why We Think The CEO Of City Holding Company (NASDAQ:CHCO) May Soon See A Pay Rise

Apr 23

Here's What Analysts Are Forecasting For City Holding Company (NASDAQ:CHCO) After Its Yearly Results

Jan 27

Here's Why We Think City Holding (NASDAQ:CHCO) Might Deserve Your Attention Today

Jul 19

If EPS Growth Is Important To You, City Holding (NASDAQ:CHCO) Presents An Opportunity

Mar 29

City Holding to acquire Citizens Commerce Bancshares for $61M

Oct 18

Earnings and Revenue Growth Forecasts

NasdaqGS:CHCO - Analysts future estimates and past financials data (USD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2027	336	129	N/A	N/A	4
12/31/2026	325	127	N/A	N/A	4
12/31/2025	316	129	128	131	N/A
9/30/2025	308	126	128	131	N/A
6/30/2025	301	121	129	131	N/A
3/31/2025	294	117	129	131	N/A
12/31/2024	292	116	129	132	N/A
9/30/2024	290	115	129	132	N/A
6/30/2024	288	115	128	131	N/A
3/31/2024	290	118	127	130	N/A
12/31/2023	287	113	135	138	N/A
9/30/2023	288	116	135	138	N/A
6/30/2023	281	114	135	138	N/A
3/31/2023	265	104	125	127	N/A
12/31/2022	252	101	114	116	N/A
9/30/2022	240	94	108	110	N/A
6/30/2022	232	89	106	107	N/A
3/31/2022	230	89	109	111	N/A
12/31/2021	228	87	99	102	N/A
9/30/2021	226	86	97	101	N/A
6/30/2021	221	83	76	80	N/A
3/31/2021	215	80	83	86	N/A
12/31/2020	227	89	84	90	N/A
9/30/2020	229	89	86	91	N/A
6/30/2020	232	91	101	107	N/A
3/31/2020	240	96	102	108	N/A
12/31/2019	231	89	100	105	N/A
9/30/2019	225	77	N/A	93	N/A
6/30/2019	219	75	N/A	86	N/A
3/31/2019	211	73	N/A	81	N/A
12/31/2018	201	69	N/A	78	N/A
9/30/2018	197	68	N/A	79	N/A
6/30/2018	191	62	N/A	73	N/A
3/31/2018	185	55	N/A	70	N/A
12/31/2017	187	54	N/A	76	N/A
9/30/2017	183	59	N/A	72	N/A
6/30/2017	182	58	N/A	68	N/A
3/31/2017	180	56	N/A	71	N/A
12/31/2016	173	52	N/A	65	N/A
9/30/2016	170	50	N/A	51	N/A
6/30/2016	165	48	N/A	75	N/A
3/31/2016	163	47	N/A	49	N/A
12/31/2015	164	53	N/A	48	N/A
9/30/2015	166	54	N/A	63	N/A
6/30/2015	169	56	N/A	50	N/A
3/31/2015	171	57	N/A	60	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: CHCO's forecast earnings growth (0.06% per year) is below the savings rate (3.4%).

Earnings vs Market: CHCO's earnings (0.06% per year) are forecast to grow slower than the US market (15.6% per year).

High Growth Earnings: CHCO's earnings are forecast to grow, but not significantly.

Revenue vs Market: CHCO's revenue (3.1% per year) is forecast to grow slower than the US market (10.3% per year).

High Growth Revenue: CHCO's revenue (3.1% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: CHCO's Return on Equity is forecast to be low in 3 years time (14.9%).

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Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/03/08 05:36
End of Day Share Price	2026/03/06 00:00
Earnings	2025/12/31
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

City Holding Company is covered by 8 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Daniel Cardenas	Brean Capital Historical (Janney Montgomery)
David Bishop	Hovde Group, LLC
Catherine Summerson Mealor	Keefe, Bruyette, & Woods

City Holding Future Growth

Future criteria checks 0/6

Key information

Recent future growth updates

Price target increased by 8.0% to US$133

Earnings Beat: City Holding Company Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models

Price target increased by 9.2% to US$121

Price target increased by 7.5% to US$115

Here's What Analysts Are Forecasting For City Holding Company (NASDAQ:CHCO) After Its Yearly Results

Price target increased by 7.7% to US$103

Recent updates

City Holding Company, Annual General Meeting, Apr 29, 2026

Full year 2025 earnings: Revenues and EPS in line with analyst expectations

New major risk - Revenue and earnings growth

New major risk - Revenue and earnings growth

Full year 2025 earnings: Revenues and EPS in line with analyst expectations

Upcoming dividend of US$0.87 per share

Third quarter dividend of US$0.87 announced

City Holding Company Declares Dividend, Payable on January 30, 2026

New major risk - Revenue and earnings growth

President recently sold US$243k worth of stock

President notifies of intention to sell stock

City Holding: Shares Are Expensive For A Reason

Third quarter 2025 earnings: EPS and revenues exceed analyst expectations

City Holding Company and City National Bank of West Virginia Announce Executive Changes

Second quarter dividend increased to US$0.87

City Holding Company Increases Quarterly Dividend on Common Shares, Payable on October 31, 2025

Executive VP of Operations recently sold US$328k worth of stock

Executive VP of Operations notifies of intention to sell stock

Price target increased by 8.0% to US$133

Here's Why We Think City Holding (NASDAQ:CHCO) Is Well Worth Watching

Second quarter 2025 earnings: EPS and revenues exceed analyst expectations

Upcoming dividend of US$0.79 per share

First quarter dividend of US$0.79 announced

City Holding Company Declares Dividend, Payable on July 31, 2025

Independent Director recently bought US$269k worth of stock

New minor risk - Insider selling

Executive VP notifies of intention to sell stock

Earnings Beat: City Holding Company Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models

First quarter 2025 earnings: EPS and revenues exceed analyst expectations

Why We Think The CEO Of City Holding Company (NASDAQ:CHCO) May Soon See A Pay Rise

City Holding's (NASDAQ:CHCO) Dividend Will Be $0.79

Fourth quarter dividend of US$0.79 announced

City Holding Company, Annual General Meeting, Apr 30, 2025

Full year 2024 earnings: Revenues and EPS in line with analyst expectations

Full year 2024 earnings: Revenues and EPS in line with analyst expectations

City Holding Company Announces Demise of Tracy W. Hylton II, Director

Upcoming dividend of US$0.79 per share

City Holding's (NASDAQ:CHCO) Dividend Will Be $0.79

Third quarter dividend of US$0.79 announced

President recently sold US$789k worth of stock

Insider notifies of intention to sell stock

Key Executive recently sold US$238k worth of stock

City Holding: High Profitability And Efficiency With Attractive Dividend Yield

Third quarter 2024 earnings: EPS and revenues exceed analyst expectations

City Holding's (NASDAQ:CHCO) Upcoming Dividend Will Be Larger Than Last Year's

Second quarter dividend increased to US$0.79

Key Executive notifies of intention to sell stock

Price target increased by 9.2% to US$121

City Holding Company Appoints James A. Hoyer to Board of Directors

President recently sold US$896k worth of stock

Price target increased by 7.5% to US$115

Second quarter 2024 earnings: EPS exceeds analyst expectations

Upcoming dividend of US$0.71 per share

First quarter dividend of US$0.71 announced

Insider recently sold US$303k worth of stock

Executive VP recently sold US$263k worth of stock

Executive VP notifies of intention to sell stock

First quarter 2024 earnings: EPS and revenues exceed analyst expectations

Fourth quarter dividend of US$0.71 announced

City Holding Company, Annual General Meeting, Apr 24, 2024

President recently sold US$899k worth of stock

City Holding Company Announces Board Changes

Here's What Analysts Are Forecasting For City Holding Company (NASDAQ:CHCO) After Its Yearly Results

Full year 2023 earnings: EPS misses analyst expectations

City Holding Company Reports Unaudited Net Charge Offs for the Fourth Quarter Ended December 31, 2023

Price target increased by 7.7% to US$103

Executive VP recently sold US$207k worth of stock

Executive VP notifies of intention to sell stock

City Holding Company Declares Dividend, Payable on January 31, 2024