CFSB Bancorp Past Earnings Performance
Past criteria checks 1/6
CFSB Bancorp's earnings have been declining at an average annual rate of -20.1%, while the Banks industry saw earnings growing at 10.3% annually. Revenues have been declining at an average rate of 12.1% per year. CFSB Bancorp's return on equity is 0.5%, and it has net margins of 4.4%.
Key information
-20.1%
Earnings growth rate
-48.4%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | -12.1% |
| Return on equity | 0.5% |
| Net Margin | 4.4% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How CFSB Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 8 | 0 | 8 | 0 |
| 30 Sep 23 | 9 | 1 | 8 | 0 |
| 30 Jun 23 | 9 | 1 | 8 | 0 |
| 31 Mar 23 | 10 | 2 | 7 | 0 |
| 31 Dec 22 | 10 | 1 | 7 | 0 |
| 30 Sep 22 | 9 | 1 | 7 | 0 |
| 30 Jun 22 | 9 | 0 | 7 | 0 |
| 31 Mar 22 | 9 | 0 | 7 | 0 |
| 31 Dec 21 | 8 | 2 | 7 | 0 |
| 30 Sep 21 | 8 | 1 | 6 | 0 |
| 30 Jun 21 | 8 | 1 | 6 | 0 |
| 30 Jun 20 | 8 | 2 | 6 | 0 |
Quality Earnings: CFSB has high quality earnings.
Growing Profit Margin: CFSB's current net profit margins (4.4%) are lower than last year (7.5%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CFSB's earnings have declined by 20.1% per year over the past 5 years.
Accelerating Growth: CFSB's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: CFSB had negative earnings growth (-48.3%) over the past year, making it difficult to compare to the Banks industry average (-9%).
Return on Equity
High ROE: CFSB's Return on Equity (0.5%) is considered low.