Carver Bancorp Past Earnings Performance
Past criteria checks 0/6
Carver Bancorp has been growing earnings at an average annual rate of 6.7%, while the Banks industry saw earnings growing at 9.7% annually. Revenues have been growing at an average rate of 4.3% per year.
Key information
6.7%
Earnings growth rate
10.9%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 4.3% |
| Return on equity | -10.5% |
| Net Margin | -16.3% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Revenue & Expenses BreakdownBeta
How Carver Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 28 | -4 | 24 | 0 |
| 30 Sep 23 | 26 | -6 | 24 | 0 |
| 30 Jun 23 | 26 | -5 | 24 | 0 |
| 31 Mar 23 | 26 | -4 | 24 | 0 |
| 31 Dec 22 | 26 | -3 | 23 | 0 |
| 30 Sep 22 | 26 | -1 | 22 | 0 |
| 30 Jun 22 | 28 | 1 | 21 | 0 |
| 31 Mar 22 | 27 | -1 | 21 | 0 |
| 31 Dec 21 | 27 | -2 | 21 | 0 |
| 30 Sep 21 | 25 | -4 | 22 | 0 |
| 30 Jun 21 | 23 | -6 | 21 | 0 |
| 31 Mar 21 | 22 | -4 | 21 | 0 |
| 31 Dec 20 | 21 | -5 | 20 | 0 |
| 30 Sep 20 | 21 | -5 | 20 | 0 |
| 30 Jun 20 | 20 | -5 | 20 | 0 |
| 31 Mar 20 | 20 | -5 | 20 | 0 |
| 31 Dec 19 | 20 | -5 | 19 | 0 |
| 30 Sep 19 | 21 | -5 | 20 | 0 |
| 30 Jun 19 | 21 | -6 | 20 | 0 |
| 31 Mar 19 | 22 | -6 | 20 | 0 |
| 31 Dec 18 | 32 | 0 | 21 | 0 |
| 30 Sep 18 | 32 | 0 | 21 | 0 |
| 30 Jun 18 | 33 | 2 | 20 | 0 |
| 31 Mar 18 | 33 | 2 | 20 | 0 |
| 31 Dec 17 | 25 | -4 | 20 | 0 |
| 30 Sep 17 | 25 | -4 | 20 | 0 |
| 30 Jun 17 | 25 | -4 | 20 | 0 |
| 31 Mar 17 | 26 | -3 | 19 | 0 |
| 31 Dec 16 | 26 | -3 | 19 | 0 |
| 30 Sep 16 | 28 | -2 | 19 | 0 |
| 30 Jun 16 | 27 | -2 | 19 | 0 |
| 31 Mar 16 | 26 | -2 | 19 | 0 |
| 31 Dec 15 | 27 | 0 | 19 | 0 |
| 30 Sep 15 | 26 | -1 | 19 | 0 |
| 30 Jun 15 | 26 | 0 | 19 | 0 |
| 31 Mar 15 | 27 | 0 | 19 | 0 |
| 31 Dec 14 | 27 | 0 | 18 | 0 |
| 30 Sep 14 | 27 | -1 | 19 | 0 |
| 30 Jun 14 | 27 | -1 | 19 | 0 |
| 31 Mar 14 | 27 | -1 | 18 | 0 |
| 31 Dec 13 | 30 | 1 | 18 | 0 |
| 30 Sep 13 | 30 | 2 | 17 | 0 |
| 30 Jun 13 | 30 | 1 | 17 | 0 |
Quality Earnings: CARV is currently unprofitable.
Growing Profit Margin: CARV is currently unprofitable.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: CARV is unprofitable, but has reduced losses over the past 5 years at a rate of 6.7% per year.
Accelerating Growth: Unable to compare CARV's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: CARV is unprofitable, making it difficult to compare its past year earnings growth to the Banks industry (-12.6%).
Return on Equity
High ROE: CARV has a negative Return on Equity (-10.5%), as it is currently unprofitable.