California BanCorp Balance Sheet Health
Financial Health criteria checks 6/6
California BanCorp has total assets of $2.0B and total equity of $196.5M. Total deposits are $1.6B, and total loans are $1.5B. It earns a Net Interest Margin of 3.9%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $212.4M.
Key information
10.1x
Asset to equity ratio
3.9%
Net interest margin
Total deposits | US$1.63b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$212.35m |
Recent financial health updates
No updates
Recent updates
California BanCorp GAAP EPS of $0.51, revenue of $5.6M
Jul 28Should Shareholders Reconsider California BanCorp's (NASDAQ:CALB) CEO Compensation Package?
May 14California BanCorp EPS beats by $0.07, beats on revenue
Apr 30Update: California BanCorp (NASDAQ:CALB) Stock Gained 42% In The Last Five Years
Mar 10Have Insiders Been Buying California BanCorp (NASDAQ:CALB) Shares?
Feb 03California BanCorp EPS beats by $0.13, beats on revenue
Jan 29What You Need To Know About California BanCorp's (NASDAQ:CALB) Investor Composition
Dec 30California BanCorp EPS misses by $0.03, beats on revenue
Oct 29Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CALB's Assets to Equity ratio (10.1x) is moderate.
Allowance for Bad Loans: CALB has a sufficient allowance for bad loans (424%).
Low Risk Liabilities: 91% of CALB's liabilities are made up of primarily low risk sources of funding.
Loan Level: CALB has an appropriate level of Loans to Assets ratio (78%).
Low Risk Deposits: CALB's Loans to Deposits ratio (95%) is appropriate.
Level of Bad Loans: CALB has an appropriate level of bad loans (0.2%).