Bridgewater Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
Bridgewater Bancshares has total assets of $4.7B and total equity of $452.2M. Total deposits are $3.7B, and total loans are $3.6B. It earns a Net Interest Margin of 2.4%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $217.3M.
Key information
10.4x
Asset to equity ratio
2.4%
Net interest margin
| Total deposits | US$3.75b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$217.33m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BWBB.P's Assets to Equity ratio (10.4x) is moderate.
Allowance for Bad Loans: BWBB.P has a sufficient allowance for bad loans (609%).
Low Risk Liabilities: 88% of BWBB.P's liabilities are made up of primarily low risk sources of funding.
Loan Level: BWBB.P has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: BWBB.P's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: BWBB.P has an appropriate level of bad loans (0.2%).