Bridgewater Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
Bridgewater Bancshares has total assets of $4.7B and total equity of $433.6M. Total deposits are $3.8B, and total loans are $3.7B. It earns a Net Interest Margin of 2.4%. It has sufficient allowance for bad loans, which are currently at 0.01% of total loans. Cash and short-term investments are $178.9M.
Key information
10.9x
Asset to equity ratio
2.4%
Net interest margin
Total deposits | US$3.81b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.006% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$178.87m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BWBB.P's Assets to Equity ratio (10.9x) is moderate.
Allowance for Bad Loans: BWBB.P has a sufficient allowance for bad loans (20621%).
Low Risk Liabilities: 89% of BWBB.P's liabilities are made up of primarily low risk sources of funding.
Loan Level: BWBB.P has an appropriate level of Loans to Assets ratio (79%).
Low Risk Deposits: BWBB.P's Loans to Deposits ratio (98%) is appropriate.
Level of Bad Loans: BWBB.P has an appropriate level of bad loans (0%).