BV Financial, Inc.

NasdaqCM:BVFL Stock Report

Market Cap: US$167.3m

BV Financial Past Earnings Performance

Past criteria checks 4/6

BV Financial has been growing earnings at an average annual rate of 6.8%, while the Banks industry saw earnings growing at 4% annually. Revenues have been growing at an average rate of 9.7% per year. BV Financial's return on equity is 7.1%, and it has net margins of 30.2%.

Key information

6.78%

Earnings growth rate

11.45%

EPS growth rate

Banks Industry Growth11.18%
Revenue growth rate9.72%
Return on equity7.14%
Net Margin30.19%
Last Earnings Update30 Jun 2026

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How BV Financial makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NasdaqCM:BVFL Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 264313220
31 Mar 264312220
31 Dec 254213210
30 Sep 253911210
30 Jun 253811210
31 Mar 253811200
31 Dec 243812190
30 Sep 243813180
30 Jun 243713170
31 Mar 243813170
31 Dec 233814170
30 Sep 233813160
30 Jun 233612150
31 Mar 233411150
31 Dec 223311140
30 Sep 223110230
30 Jun 223010190
31 Mar 22289160
31 Dec 21279120
30 Sep 2126990
30 Jun 2123890
31 Mar 21201090
31 Dec 2016890
30 Sep 2012660
30 Jun 2011660
31 Mar 2010260
31 Dec 1911260
30 Sep 186000
30 Jun 186040
31 Mar 186040
31 Dec 176040
30 Sep 176100
30 Jun 176140
31 Mar 175040
31 Dec 165040
30 Sep 165040
30 Jun 165040
31 Mar 166140
31 Dec 156140
30 Sep 156140

Quality Earnings: BVFL has high quality earnings.

Growing Profit Margin: BVFL's current net profit margins (30.2%) are higher than last year (27.9%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BVFL's earnings have grown by 6.8% per year over the past 5 years.

Accelerating Growth: BVFL's earnings growth over the past year (22.2%) exceeds its 5-year average (6.8% per year).

Earnings vs Industry: BVFL earnings growth over the past year (22.2%) did not outperform the Banks industry 23.3%.

Return on Equity

High ROE: BVFL's Return on Equity (7.1%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/15 03:52
End of Day Share Price 2026/09/15 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

BV Financial, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.