Sierra Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Sierra Bancorp has total assets of $3.6B and total equity of $345.1M. Total deposits are $2.8B, and total loans are $2.1B. It earns a Net Interest Margin of 3.4%. It has sufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are $119.2M.
Key information
10.3x
Asset to equity ratio
3.4%
Net interest margin
| Total deposits | US$2.85b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$119.24m |
Recent financial health updates
Recent updates
Sierra Bancorp (NASDAQ:BSRR) Is Paying Out A Dividend Of $0.23
Oct 24
Sierra Bancorp (NASDAQ:BSRR) Has Affirmed Its Dividend Of $0.23
Jul 25Sierra Bancorp (NASDAQ:BSRR) Is Paying Out A Dividend Of $0.23
Apr 25Sierra Bancorp's (NASDAQ:BSRR) Dividend Will Be $0.23
Jan 24Sierra Bancorp declares $0.23 dividend
Jul 22Sierra Bancorp (NASDAQ:BSRR) Is Increasing Its Dividend To US$0.23
Jan 24Sierra Bancorp: Long Runway For Growth With An Attractive Entry Point
Aug 02Sierra Bancorp's (NASDAQ:BSRR) Upcoming Dividend Will Be Larger Than Last Year's
Jul 19Shareholders Will Probably Hold Off On Increasing Sierra Bancorp's (NASDAQ:BSRR) CEO Compensation For The Time Being
May 20Sierra Bancorp (NASDAQ:BSRR) Has Got What It Takes To Be An Attractive Dividend Stock
Mar 30What Kind Of Shareholders Hold The Majority In Sierra Bancorp's (NASDAQ:BSRR) Shares?
Feb 23Did You Participate In Any Of Sierra Bancorp's (NASDAQ:BSRR) Respectable 73% Return?
Jan 19How Much Does Sierra Bancorp's (NASDAQ:BSRR) CEO Make?
Dec 15Is Sierra Bancorp (NASDAQ:BSRR) A Smart Pick For Income Investors?
Nov 19Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BSRR's Assets to Equity ratio (10.3x) is moderate.
Allowance for Bad Loans: BSRR has a sufficient allowance for bad loans (163%).
Low Risk Liabilities: 89% of BSRR's liabilities are made up of primarily low risk sources of funding.
Loan Level: BSRR has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: BSRR's Loans to Deposits ratio (75%) is appropriate.
Level of Bad Loans: BSRR has an appropriate level of bad loans (0.7%).