Burke & Herbert Financial Services Balance Sheet Health
Financial Health criteria checks 6/6
Burke & Herbert Financial Services has total assets of $3.7B and total equity of $319.3M. Total deposits are $3.0B, and total loans are $2.1B. It earns a Net Interest Margin of 2.9%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $54.1M.
Key information
11.6x
Asset to equity ratio
2.9%
Net interest margin
| Total deposits | US$2.99b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$54.08m |
Recent financial health updates
No updates
Recent updates
Burke & Herbert Financial Services' (NASDAQ:BHRB) Dividend Will Be $0.53
Apr 30
Burke & Herbert: First Underperformance, Then Recovery (2024E Outlook)
Jan 15Burke & Herbert Financial Services (NASDAQ:BHRB) Is Paying Out A Dividend Of $0.53
Oct 31Burke & Herbert Financial Services (NASDAQ:BHRB) Ticks All The Boxes When It Comes To Earnings Growth
Jun 29Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BHRB's Assets to Equity ratio (11.6x) is moderate.
Allowance for Bad Loans: BHRB has a sufficient allowance for bad loans (676%).
Low Risk Liabilities: 89% of BHRB's liabilities are made up of primarily low risk sources of funding.
Loan Level: BHRB has an appropriate level of Loans to Assets ratio (57%).
Low Risk Deposits: BHRB's Loans to Deposits ratio (70%) is appropriate.
Level of Bad Loans: BHRB has an appropriate level of bad loans (0.2%).