Bank First Balance Sheet Health
Financial Health criteria checks 6/6
Bank First has total assets of $4.5B and total equity of $639.7M. Total deposits are $3.7B, and total loans are $3.5B. It earns a Net Interest Margin of 3.7%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $261.3M.
Key information
7x
Asset to equity ratio
3.7%
Net interest margin
| Total deposits | US$3.66b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$261.33m |
Recent financial health updates
No updates
Recent updates
Bank First (NASDAQ:BFC) Is Paying Out A Larger Dividend Than Last Year
Dec 02
Bank First (NASDAQ:BFC) Has Announced That It Will Be Increasing Its Dividend To $0.45
Oct 19Bank First (NASDAQ:BFC) Is Increasing Its Dividend To $0.40
Aug 22Bank First (NASDAQ:BFC) Will Pay A Larger Dividend Than Last Year At $0.40
Jul 20Here's Why We Think Bank First (NASDAQ:BFC) Might Deserve Your Attention Today
Jul 15Bank First (NASDAQ:BFC) Is Increasing Its Dividend To $0.35
Feb 22Bank First (NASDAQ:BFC) Will Pay A Larger Dividend Than Last Year At $0.35
Jan 20Bank First GAAP EPS of $1.55 beats by $0.06, revenue of $29.1M beats by $0.28M
Jul 19We Think Bank First Corporation's (NASDAQ:BFC) CEO Compensation Looks Fair
Jun 08Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BFC's Assets to Equity ratio (7x) is low.
Allowance for Bad Loans: BFC has a sufficient allowance for bad loans (405%).
Low Risk Liabilities: 95% of BFC's liabilities are made up of primarily low risk sources of funding.
Loan Level: BFC has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: BFC's Loans to Deposits ratio (95%) is appropriate.
Level of Bad Loans: BFC has an appropriate level of bad loans (0.3%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/29 16:40 |
| End of Day Share Price | 2025/01/29 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Bank First Corporation is covered by 2 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Brendan Nosal | Hovde Group, LLC |
| Nathan Race | Piper Sandler Companies |