KCB Group Balance Sheet Health

Financial Health criteria checks 4/6

KCB Group has total assets of KES1,976.9B and total equity of KES248.3B. Total deposits are KES1,525.2B, and total loans are KES1,032.2B.

Key information

8x

Asset to equity ratio

n/a

Net interest margin

Total deposits

KSh1.53t

Loan to deposit ratio

Appropriate

Bad loans

20.5%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

KSh391.14b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: KCB's Assets to Equity ratio (8x) is low.

Allowance for Bad Loans: KCB has a low allowance for bad loans (63%).

Low Risk Liabilities: 88% of KCB's liabilities are made up of primarily low risk sources of funding.

Loan Level: KCB has an appropriate level of Loans to Assets ratio (52%).

Low Risk Deposits: KCB's Loans to Deposits ratio (68%) is appropriate.

Level of Bad Loans: KCB has a high level of bad loans (20.5%).


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