DCB Commercial Bank Balance Sheet Health
Financial Health criteria checks 4/6
DCB Commercial Bank has total assets of TZS228.6B and total equity of TZS24.7B. Total deposits are TZS187.7B, and total loans are TZS125.5B earning a Net Interest Margin of 6.8%. It has insufficient allowance for bad loans, which are currently at 5.4% of total loans. Cash and short-term investments are TZS2.7B.
Key information
9.2x
Asset to equity ratio
6.8%
Net interest margin
Total deposits | TSh187.72b |
Loan to deposit ratio | Appropriate |
Bad loans | 5.4% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | TSh2.67b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: DCB's Assets to Equity ratio (9.2x) is low.
Allowance for Bad Loans: DCB has a low allowance for bad loans (63%).
Low Risk Liabilities: 92% of DCB's liabilities are made up of primarily low risk sources of funding.
Loan Level: DCB has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: DCB's Loans to Deposits ratio (67%) is appropriate.
Level of Bad Loans: DCB has a high level of bad loans (5.4%).