Union Insurance Co., Ltd.

TWSE:2816 Stock Report

Market Cap: NT$7.0b

Union Insurance Past Earnings Performance

Past criteria checks 3/6

Union Insurance's earnings have been declining at an average annual rate of -1%, while the Insurance industry saw earnings growing at 9.5% annually. Revenues have been growing at an average rate of 6.3% per year. Union Insurance's return on equity is 14.4%, and it has net margins of 9.4%.

Key information

-1.0%

Earnings growth rate

-1.0%

EPS growth rate

Insurance Industry Growth4.2%
Revenue growth rate6.3%
Return on equity14.4%
Net Margin9.4%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Are You An Income Investor? Don't Miss Out On Union Insurance Co., Ltd. (TPE:2816)

Apr 25
Are You An Income Investor? Don't Miss Out On Union Insurance Co., Ltd. (TPE:2816)

Did You Participate In Any Of Union Insurance's (TPE:2816) Respectable 77% Return?

Mar 21
Did You Participate In Any Of Union Insurance's (TPE:2816) Respectable 77% Return?

Here's How We Evaluate Union Insurance Co., Ltd.'s (TPE:2816) Dividend

Jan 24
Here's How We Evaluate Union Insurance Co., Ltd.'s (TPE:2816) Dividend

Did You Participate In Any Of Union Insurance's (TPE:2816) Respectable 58% Return?

Dec 20
Did You Participate In Any Of Union Insurance's (TPE:2816) Respectable 58% Return?

Revenue & Expenses Breakdown

How Union Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

TWSE:2816 Revenue, expenses and earnings (TWD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2410,6829992,0250
30 Jun 2410,6591,1361,9820
31 Mar 2410,7281,4061,9630
31 Dec 2310,5521,2001,9040
30 Sep 239,9505332,1330
30 Jun 239,5652582,0830
31 Mar 238,628-1,0612,0470
31 Dec 228,063-1,3222,0310
30 Sep 228,432-4992,0280
30 Jun 228,246-4252,0050
31 Mar 228,5914232,0040
31 Dec 218,8006972,0120
30 Sep 218,6774742,0480
30 Jun 218,7647192,0750
31 Mar 218,7229822,0730
31 Dec 208,2257022,0540
30 Sep 208,0686752,0470
30 Jun 207,9665852,0520
31 Mar 207,7964192,0380
31 Dec 198,0767042,0440
30 Sep 197,8717191,9990
30 Jun 197,7336291,9870
31 Mar 197,8196931,9790
31 Dec 187,6786061,9530
30 Sep 187,7057021,9490
30 Jun 187,6827871,9210
31 Mar 187,3816891,8810
31 Dec 177,2476631,8460
30 Sep 177,0415651,8170
30 Jun 176,8004181,7950
31 Mar 176,5412681,7480
31 Dec 166,3132181,7140
30 Sep 166,1461851,6620
30 Jun 165,87461,6640
31 Mar 165,868741,6540
31 Dec 155,8712621,6280
30 Sep 155,7132371,5970
30 Jun 155,8994821,5580
31 Mar 155,9106351,5410
31 Dec 145,7615851,4850
30 Sep 145,7696231,4830
30 Jun 145,5057091,4360
31 Mar 145,1665801,3850
31 Dec 134,9575181,3520

Quality Earnings: 2816 has a high level of non-cash earnings.

Growing Profit Margin: 2816's current net profit margins (9.4%) are higher than last year (5.4%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: 2816's earnings have declined by 1% per year over the past 5 years.

Accelerating Growth: 2816's earnings growth over the past year (87.5%) exceeds its 5-year average (-1% per year).

Earnings vs Industry: 2816 earnings growth over the past year (87.5%) exceeded the Insurance industry 79.3%.


Return on Equity

High ROE: 2816's Return on Equity (14.4%) is considered low.


Return on Assets


Return on Capital Employed


Discover strong past performing companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 10:27
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Union Insurance Co., Ltd. is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Qiuxiang LinIBTS Investment Consulting Co., Ltd.