Yuanta Financial Holding Co., Ltd.

TWSE:2885 Stock Report

Market Cap: NT$449.8b

Yuanta Financial Holding Valuation

Is 2885 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 2885 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 2885 (NT$34) is trading below our estimate of fair value (NT$49.35)

Significantly Below Fair Value: 2885 is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 2885?

Key metric: As 2885 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 2885. This is calculated by dividing 2885's market cap by their current earnings.
What is 2885's PE Ratio?
PE Ratio14.7x
EarningsNT$30.13b
Market CapNT$449.76b

Price to Earnings Ratio vs Peers

How does 2885's PE Ratio compare to its peers?

The above table shows the PE ratio for 2885 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average9.5x
5871 Chailease Holding
8.8x8.6%NT$206.5b
A138040 Meritz Financial Group
8.3x2.8%₩18.9t
6005 Capital Securities
11.4xn/aNT$53.5b
8591 ORIX
9.7x5.7%JP¥3.9t
2885 Yuanta Financial Holding
14.6x8.4%NT$440.1b

Price-To-Earnings vs Peers: 2885 is expensive based on its Price-To-Earnings Ratio (14.6x) compared to the peer average (9.5x).

Price to Earnings Ratio vs Industry

How does 2885's PE Ratio compare vs other companies in the Asian Diversified Financial Industry?

32 CompaniesPrice / EarningsEstimated GrowthMarket Cap
2885 14.7xIndustry Avg. 20.7xNo. of Companies55PE020406080100+
32 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 2885 is good value based on its Price-To-Earnings Ratio (14.6x) compared to the Asian Diversified Financial industry average (20.7x).

Price to Earnings Ratio vs Fair Ratio

What is 2885's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

2885 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio14.7x
Fair PE Ratio16.1x

Price-To-Earnings vs Fair Ratio: 2885 is good value based on its Price-To-Earnings Ratio (14.6x) compared to the estimated Fair Price-To-Earnings Ratio (16x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 2885 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentNT$34.20
NT$32.84
-4.0%
16.1%NT$38.80NT$24.80n/a5
Dec ’25NT$33.25
NT$32.64
-1.8%
15.6%NT$37.80NT$24.80n/a5
Nov ’25NT$32.10
NT$31.65
-1.4%
14.4%NT$37.80NT$24.80n/a5
Oct ’25NT$31.50
NT$30.83
-2.1%
17.3%NT$37.80NT$24.41n/a5
Sep ’25NT$31.90
NT$30.83
-3.3%
17.3%NT$37.80NT$24.41n/a5
Aug ’25NT$32.40
NT$30.16
-6.9%
16.3%NT$35.20NT$24.02n/a5
Jul ’25NT$31.37
NT$29.16
-7.1%
21.8%NT$35.20NT$19.02n/a5
Jun ’25NT$31.03
NT$29.16
-6.0%
21.8%NT$35.20NT$19.02n/a5
May ’25NT$30.05
NT$27.53
-8.4%
18.6%NT$32.84NT$19.02n/a5
Apr ’25NT$29.51
NT$26.75
-9.4%
16.9%NT$31.27NT$19.02n/a5
Mar ’25NT$26.76
NT$25.25
-5.6%
14.4%NT$28.92NT$19.02n/a5
Feb ’25NT$26.52
NT$25.39
-4.3%
13.4%NT$28.92NT$19.71n/a5
Jan ’25NT$27.06
NT$23.69
-12.4%
18.0%NT$28.92NT$17.77n/a5
Dec ’24NT$25.59
NT$23.39
-8.6%
17.8%NT$28.01NT$17.77NT$33.255
Nov ’24NT$23.92
NT$23.39
-2.2%
17.8%NT$28.01NT$17.77NT$32.105
Oct ’24NT$24.56
NT$23.39
-4.8%
17.8%NT$28.01NT$17.77NT$31.505
Sep ’24NT$24.26
NT$21.98
-9.4%
19.6%NT$28.01NT$16.65NT$31.905
Aug ’24NT$24.05
NT$20.36
-15.3%
12.3%NT$22.89NT$16.90NT$32.405
Jul ’24NT$22.31
NT$20.36
-8.7%
12.3%NT$22.89NT$16.90NT$31.375
Jun ’24NT$22.84
NT$20.36
-10.9%
12.3%NT$22.89NT$16.90NT$31.035
May ’24NT$21.83
NT$20.32
-6.9%
12.6%NT$22.89NT$16.71NT$30.055
Apr ’24NT$21.59
NT$20.32
-5.9%
12.6%NT$22.89NT$16.71NT$29.515
Mar ’24NT$21.64
NT$20.05
-7.3%
10.6%NT$22.89NT$17.77NT$26.765
Feb ’24NT$21.97
NT$20.05
-8.7%
10.6%NT$22.89NT$17.77NT$26.525
Jan ’24NT$20.96
NT$20.23
-3.5%
11.4%NT$22.89NT$17.77NT$27.065
Dec ’23NT$21.83
NT$20.23
-7.3%
11.4%NT$22.89NT$17.77NT$25.595

Analyst Forecast: Target price is lower than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/31 14:00
End of Day Share Price 2024/12/31 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Yuanta Financial Holding Co., Ltd. is covered by 22 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
James WuBNP Paribas Securities (Asia)
Katherine HuBofA Global Research
James McCaffertyCGS International