Taiwan Cooperative Financial Holding Balance Sheet Health
Financial Health criteria checks 6/6
Taiwan Cooperative Financial Holding has total assets of NT$5,051.2B and total equity of NT$259.8B. Total deposits are NT$4,256.7B, and total loans are NT$3,063.3B. It earns a Net Interest Margin of 0.8%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are NT$300.4B.
Key information
19.4x
Asset to equity ratio
0.8%
Net interest margin
| Total deposits | NT$4.26t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | NT$300.43b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 5880's Assets to Equity ratio (19.4x) is moderate.
Allowance for Bad Loans: 5880 has a sufficient allowance for bad loans (695%).
Low Risk Liabilities: 89% of 5880's liabilities are made up of primarily low risk sources of funding.
Loan Level: 5880 has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: 5880's Loans to Deposits ratio (72%) is appropriate.
Level of Bad Loans: 5880 has an appropriate level of bad loans (0.2%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 01:08 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
Taiwan Cooperative Financial Holding Co., Ltd. is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| James Martin | Primasia Securities Company Limited |