The Shanghai Commercial & Savings Bank, Ltd.

TWSE:5876 Stock Report

Market Cap: NT$194.5b

Shanghai Commercial & Savings Bank Past Earnings Performance

Past criteria checks 1/6

Shanghai Commercial & Savings Bank's earnings have been declining at an average annual rate of -0.7%, while the Banks industry saw earnings growing at 6.4% annually. Revenues have been declining at an average rate of 0.1% per year. Shanghai Commercial & Savings Bank's return on equity is 4.1%, and it has net margins of 32.5%.

Key information

-0.7%

Earnings growth rate

-3.4%

EPS growth rate

Banks Industry Growth6.1%
Revenue growth rate-0.1%
Return on equity4.1%
Net Margin32.5%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Shanghai Commercial & Savings Bank (TWSE:5876) Is Due To Pay A Dividend Of NT$1.80

Jul 03
Shanghai Commercial & Savings Bank (TWSE:5876) Is Due To Pay A Dividend Of NT$1.80

Revenue & Expenses Breakdown

How Shanghai Commercial & Savings Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

TWSE:5876 Revenue, expenses and earnings (TWD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2432,40610,53019,2200
30 Jun 2433,14210,69318,7180
31 Mar 2440,26114,73418,7580
31 Dec 2339,42914,66018,2000
30 Sep 2344,11616,63118,4420
30 Jun 2344,31317,45118,0060
31 Mar 2341,47215,55717,4740
31 Dec 2240,26214,93817,0310
30 Sep 2240,59416,34515,8250
30 Jun 2237,76314,20815,2820
31 Mar 2236,71414,17514,9660
31 Dec 2136,93014,25614,7910
30 Sep 2136,54014,04114,6690
30 Jun 2136,54013,99514,7330
31 Mar 2136,35513,58514,6580
31 Dec 2036,16013,46314,6060
30 Sep 2037,36313,67214,9740
30 Jun 2038,27013,84915,3860
31 Mar 2040,28814,67515,5100
31 Dec 1940,04414,66115,4130
30 Sep 1940,11614,80615,2910
30 Jun 1938,85814,64714,4880
31 Mar 1937,63314,35914,0050
31 Dec 1836,46713,71213,5030
30 Sep 1835,64013,27113,2140
30 Jun 1834,68812,81112,8570
31 Mar 1834,20412,60712,7400
31 Dec 1733,93212,38512,7230
30 Sep 1733,48512,36612,5960
30 Jun 1733,26812,29612,6420
31 Mar 1731,99211,62812,5340
31 Dec 1631,76811,74812,5490
30 Sep 1631,26311,62612,4310
30 Jun 1630,75711,50412,3120
31 Mar 1630,78511,70112,1260
31 Dec 1530,81411,89811,9410
30 Sep 1530,44511,80711,7100
30 Jun 1530,07711,71711,4800
31 Mar 1529,25811,31111,1360
31 Dec 1428,44010,90510,7920
30 Sep 1427,88610,69910,6410
30 Jun 1427,33210,49310,4890
31 Mar 1426,81710,31810,3090

Quality Earnings: 5876 has high quality earnings.

Growing Profit Margin: 5876's current net profit margins (32.5%) are lower than last year (37.7%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 5876's earnings have declined by 0.7% per year over the past 5 years.

Accelerating Growth: 5876's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 5876 had negative earnings growth (-36.7%) over the past year, making it difficult to compare to the Banks industry average (2.6%).

Return on Equity

High ROE: 5876's Return on Equity (4.1%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/06 07:35
End of Day Share Price 2025/01/06 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

The Shanghai Commercial & Savings Bank, Ltd. is covered by 5 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Yafei TianCitigroup Inc
Chung HsuCredit Suisse
Qiuxiang LinJih Sun Securities Investment Consulting Co., Ltd.