O-Bank Past Earnings Performance
Past criteria checks 2/6
O-Bank has been growing earnings at an average annual rate of 37.1%, while the Banks industry saw earnings growing at 5.4% annually. Revenues have been growing at an average rate of 10.1% per year. O-Bank's return on equity is 5.9%, and it has net margins of 27.3%.
Key information
37.1%
Earnings growth rate
34.2%
EPS growth rate
| Banks Industry Growth | 6.1% |
| Revenue growth rate | 10.1% |
| Return on equity | 5.9% |
| Net Margin | 27.3% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How O-Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 8,649 | 2,365 | 4,284 | 0 |
| 30 Sep 23 | 12,041 | 5,346 | 4,562 | 0 |
| 30 Jun 23 | 12,192 | 5,402 | 4,614 | 0 |
| 31 Mar 23 | 11,767 | 5,071 | 4,604 | 0 |
| 31 Dec 22 | 11,505 | 4,907 | 4,625 | 0 |
| 30 Sep 22 | 8,595 | 1,963 | 4,345 | 0 |
| 30 Jun 22 | 8,435 | 1,749 | 3,886 | 0 |
| 31 Mar 22 | 8,730 | 1,838 | 4,291 | 0 |
| 31 Dec 21 | 8,757 | 1,718 | 4,299 | 0 |
| 30 Sep 21 | 8,661 | 1,584 | 3,680 | 0 |
| 30 Jun 21 | 8,532 | 1,544 | 4,259 | 0 |
| 31 Mar 21 | 8,116 | 1,362 | 3,973 | 0 |
| 31 Dec 20 | 7,462 | 1,032 | 4,131 | 0 |
| 30 Sep 20 | 7,000 | 831 | 4,140 | 0 |
| 30 Jun 20 | 6,827 | 701 | 4,192 | 0 |
| 31 Mar 20 | 6,816 | 741 | 4,264 | 0 |
| 31 Dec 19 | 7,320 | 1,093 | 4,343 | 0 |
| 30 Sep 19 | 7,579 | 1,269 | 4,403 | 0 |
| 30 Jun 19 | 7,504 | 1,170 | 4,434 | 0 |
| 31 Mar 19 | 7,728 | 1,247 | 4,462 | 0 |
| 31 Dec 18 | 7,266 | 952 | 4,375 | 0 |
| 30 Sep 18 | 7,169 | 783 | 4,338 | 0 |
| 30 Jun 18 | 7,200 | 881 | 4,268 | 0 |
| 31 Mar 18 | 6,929 | 848 | 4,108 | 0 |
| 31 Dec 17 | 7,020 | 1,125 | 3,992 | 0 |
| 30 Sep 17 | 7,153 | 1,284 | 3,863 | 0 |
| 30 Jun 17 | 6,823 | 1,197 | 3,651 | 0 |
| 31 Mar 17 | 6,932 | 1,434 | 3,462 | 0 |
| 31 Dec 16 | 7,112 | 1,551 | 3,358 | 0 |
| 30 Sep 16 | 6,870 | 1,614 | 3,133 | 0 |
| 30 Jun 16 | 6,967 | 1,805 | 2,988 | 0 |
| 31 Mar 16 | 6,873 | 1,856 | 2,912 | 0 |
| 31 Dec 15 | 6,724 | 1,794 | 2,855 | 0 |
| 30 Sep 15 | 6,802 | 1,910 | 2,868 | 0 |
| 30 Jun 15 | 6,741 | 1,890 | 2,901 | 0 |
| 31 Mar 15 | 6,699 | 1,794 | 2,989 | 0 |
| 31 Dec 14 | 6,651 | 1,769 | 3,003 | 0 |
| 30 Sep 14 | 6,426 | 1,666 | 2,882 | 0 |
| 30 Jun 14 | 6,201 | 1,564 | 2,762 | 0 |
| 31 Mar 14 | 5,977 | 1,346 | 2,739 | 0 |
| 31 Dec 13 | 5,753 | 1,129 | 2,715 | 0 |
| 30 Sep 13 | 5,060 | 658 | 2,637 | 0 |
| 30 Jun 13 | 4,366 | 188 | 2,559 | 0 |
Quality Earnings: 2897 has high quality earnings.
Growing Profit Margin: 2897's current net profit margins (27.3%) are lower than last year (42.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 2897's earnings have grown significantly by 37.1% per year over the past 5 years.
Accelerating Growth: 2897's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 2897 had negative earnings growth (-51.8%) over the past year, making it difficult to compare to the Banks industry average (13.5%).
Return on Equity
High ROE: 2897's Return on Equity (5.9%) is considered low.