EnTie Commercial Bank Balance Sheet Health
Financial Health criteria checks 6/6
EnTie Commercial Bank has total assets of NT$355.6B and total equity of NT$34.4B. Total deposits are NT$311.5B, and total loans are NT$228.2B. It earns a Net Interest Margin of 1%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are NT$31.4B.
Key information
10.3x
Asset to equity ratio
1.0%
Net interest margin
| Total deposits | NT$311.47b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | NT$31.41b |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 2849's Assets to Equity ratio (10.3x) is moderate.
Allowance for Bad Loans: 2849 has a sufficient allowance for bad loans (369%).
Low Risk Liabilities: 97% of 2849's liabilities are made up of primarily low risk sources of funding.
Loan Level: 2849 has an appropriate level of Loans to Assets ratio (64%).
Low Risk Deposits: 2849's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: 2849 has an appropriate level of bad loans (0.5%).