Chang Hwa Commercial Bank, Ltd.

TWSE:2801 Stock Report

Market Cap: NT$198.9b

Chang Hwa Commercial Bank Past Earnings Performance

Past criteria checks 5/6

Chang Hwa Commercial Bank has been growing earnings at an average annual rate of 8.7%, while the Banks industry saw earnings growing at 6.4% annually. Revenues have been growing at an average rate of 6.9% per year. Chang Hwa Commercial Bank's return on equity is 7%, and it has net margins of 37.4%.

Key information

8.7%

Earnings growth rate

8.7%

EPS growth rate

Banks Industry Growth6.1%
Revenue growth rate6.9%
Return on equity7.0%
Net Margin37.4%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Chang Hwa Commercial Bank's (TWSE:2801) Dividend Will Be NT$0.55

Aug 06
Chang Hwa Commercial Bank's (TWSE:2801) Dividend Will Be NT$0.55

Chang Hwa Commercial Bank (TWSE:2801) Is Due To Pay A Dividend Of NT$0.55

Jul 21
Chang Hwa Commercial Bank (TWSE:2801) Is Due To Pay A Dividend Of NT$0.55

Revenue & Expenses Breakdown

How Chang Hwa Commercial Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

TWSE:2801 Revenue, expenses and earnings (TWD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2437,39013,99419,9190
30 Jun 2436,28013,41619,2140
31 Mar 2436,01513,36119,2090
31 Dec 2335,32912,98219,0920
30 Sep 2334,88212,68719,0410
30 Jun 2334,50312,66219,0220
31 Mar 2332,82412,04618,3600
31 Dec 2230,81910,97117,7690
30 Sep 2229,64510,55017,3390
30 Jun 2228,5279,95617,1150
31 Mar 2227,4459,23516,8850
31 Dec 2126,8928,80416,7720
30 Sep 2126,1418,16116,8170
30 Jun 2124,3576,96316,3850
31 Mar 2123,9186,49416,3290
31 Dec 2024,4817,04116,1700
30 Sep 2025,8218,24416,0780
30 Jun 2028,0089,81816,3180
31 Mar 2029,14510,92816,3020
31 Dec 1929,94211,57216,4220
30 Sep 1930,48511,66116,6800
30 Jun 1930,65112,08116,3650
31 Mar 1931,10112,35416,2770
31 Dec 1830,90512,64716,1950
30 Sep 1830,02712,70715,5340
30 Jun 1830,54612,70215,9910
31 Mar 1830,46912,65516,0720
31 Dec 1730,00612,09315,8210
30 Sep 1730,62512,12516,3230
30 Jun 1729,76211,97215,7580
31 Mar 1729,19111,55915,6270
31 Dec 1629,87012,08615,7870
30 Sep 1629,33811,76111,7240
30 Jun 1629,61411,77711,8870
31 Mar 1629,94712,15511,7640
31 Dec 1529,32811,64311,7130
30 Sep 1528,30110,98215,5200
30 Jun 1527,68610,86615,3110
31 Mar 1527,31010,67915,1370
31 Dec 1427,28510,89714,8610
30 Sep 1427,15110,88214,3600
30 Jun 1426,22410,06214,0180
31 Mar 1425,3859,56913,8110

Quality Earnings: 2801 has high quality earnings.

Growing Profit Margin: 2801's current net profit margins (37.4%) are higher than last year (36.4%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 2801's earnings have grown by 8.7% per year over the past 5 years.

Accelerating Growth: 2801's earnings growth over the past year (10.3%) exceeds its 5-year average (8.7% per year).

Earnings vs Industry: 2801 earnings growth over the past year (10.3%) exceeded the Banks industry 2.6%.

Return on Equity

High ROE: 2801's Return on Equity (7%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/05 00:44
End of Day Share Price 2025/01/03 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Chang Hwa Commercial Bank, Ltd. is covered by 11 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Dexter HsuBarclays
Xuanyi YangCapital Securities Corporation
Trevor KalcicCGS International