AMBL Stock Overview
ANSA Merchant Bank Limited, together with its subsidiaries, provides a range of banking and financial services in Trinidad and Tobago, and the Caribbean.
ANSA Merchant Bank Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||TT$45.00|
|52 Week High||TT$45.00|
|52 Week Low||TT$40.41|
|1 Month Change||0%|
|3 Month Change||11.08%|
|1 Year Change||9.76%|
|3 Year Change||21.62%|
|5 Year Change||12.50%|
|Change since IPO||462.50%|
Recent News & Updates
|AMBL||TT Diversified Financial||TT Market|
Return vs Industry: AMBL underperformed the TT Diversified Financial industry which returned 19.7% over the past year.
Return vs Market: AMBL exceeded the TT Market which returned 8.4% over the past year.
|AMBL Average Weekly Movement||4.5%|
|Diversified Financial Industry Average Movement||4.7%|
|Market Average Movement||3.7%|
|10% most volatile stocks in TT Market||6.0%|
|10% least volatile stocks in TT Market||1.9%|
Stable Share Price: AMBL is not significantly more volatile than the rest of TT stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: AMBL's weekly volatility (5%) has been stable over the past year.
About the Company
ANSA Merchant Bank Limited, together with its subsidiaries, provides a range of banking and financial services in Trinidad and Tobago, and the Caribbean. The company operates through Banking Services, Mutual Funds, Life Insurance Operations, and General Insurance Operations segments. The Banking Services segment is involved in asset financing, merchant banking, investment services, securities trading, and foreign exchange trading activities.
ANSA Merchant Bank Fundamentals Summary
|AMBL fundamental statistics|
Is AMBL overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|AMBL income statement (TTM)|
|Cost of Revenue||TT$391.80m|
Last Reported Earnings
Dec 31, 2021
Next Earnings Date
|Earnings per share (EPS)||3.58|
|Net Profit Margin||27.49%|
How did AMBL perform over the long term?See historical performance and comparison
2.7%Current Dividend Yield
Is ANSA Merchant Bank undervalued compared to its fair value and its price relative to the market?
Valuation Score 1/6
Below Fair Value
Significantly Below Fair Value
PE vs Industry
PE vs Market
PB vs Industry
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: AMBL (TTD45) is trading above our estimate of fair value (TTD5.58)
Significantly Below Fair Value: AMBL is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: AMBL is poor value based on its PE Ratio (12.6x) compared to the South American Diversified Financial industry average (9.9x).
PE vs Market: AMBL is good value based on its PE Ratio (12.6x) compared to the TT market (16.3x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate AMBL's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: AMBL is overvalued based on its PB Ratio (1.3x) compared to the XS Diversified Financial industry average (0.9x).
How is ANSA Merchant Bank forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Future Growth Score0/6
Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted Diversified Financials industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as ANSA Merchant Bank has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has ANSA Merchant Bank performed over the past 5 years?
Past Performance Score3/6
Past Performance Score 3/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: AMBL has high quality earnings.
Growing Profit Margin: AMBL's current net profit margins (27.5%) are higher than last year (18.8%).
Past Earnings Growth Analysis
Earnings Trend: AMBL's earnings have declined by 1.2% per year over the past 5 years.
Accelerating Growth: AMBL's earnings growth over the past year (89%) exceeds its 5-year average (-1.2% per year).
Earnings vs Industry: AMBL earnings growth over the past year (89%) underperformed the Diversified Financial industry 89%.
Return on Equity
High ROE: AMBL's Return on Equity (10.6%) is considered low.
How is ANSA Merchant Bank's financial position?
Financial Health Score5/6
Financial Health Score 5/6
Short Term Liabilities
Long Term Liabilities
Financial Position Analysis
Short Term Liabilities: AMBL's short term assets (TTD3.8B) do not cover its short term liabilities (TTD4.3B).
Long Term Liabilities: AMBL's short term assets (TTD3.8B) exceed its long term liabilities (TTD2.2B).
Debt to Equity History and Analysis
Debt Level: AMBL has more cash than its total debt.
Reducing Debt: AMBL's debt to equity ratio has reduced from 45.1% to 20.7% over the past 5 years.
Debt Coverage: AMBL's debt is well covered by operating cash flow (143.8%).
Interest Coverage: AMBL's interest payments on its debt are well covered by EBIT (5.1x coverage).
What is ANSA Merchant Bank current dividend yield, its reliability and sustainability?
Dividend Score 3/6
Future Dividend Coverage
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: AMBL's dividend (2.67%) is higher than the bottom 25% of dividend payers in the TT market (2.57%).
High Dividend: AMBL's dividend (2.67%) is low compared to the top 25% of dividend payers in the TT market (4.47%).
Stability and Growth of Payments
Stable Dividend: AMBL's dividend payments have been volatile in the past 10 years.
Growing Dividend: AMBL's dividend payments have increased over the past 10 years.
Earnings Payout to Shareholders
Earnings Coverage: With its reasonably low payout ratio (33.5%), AMBL's dividend payments are well covered by earnings.
Cash Payout to Shareholders
Cash Flow Coverage: With its low cash payout ratio (15.3%), AMBL's dividend payments are well covered by cash flows.
Discover strong dividend paying companies
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Gregory N. Hill has been Managing Director of ANSA Merchant Bank Limited since March 19, 2013 and served as its Deputy Managing Director from December 19, 2012 to March 19, 2013. He serves as a Directo...
Experienced Management: AMBL's management team is considered experienced (4.8 years average tenure).
Experienced Board: AMBL's board of directors are considered experienced (4 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
ANSA Merchant Bank Limited's employee growth, exchange listings and data sources
- Name: ANSA Merchant Bank Limited
- Ticker: AMBL
- Exchange: TTSE
- Founded: 1977
- Industry: Other Diversified Financial Services
- Sector: Diversified Financials
- Implied Market Cap: TT$3.852b
- Shares outstanding: 85.61m
- Website: https://www.ansamerchantbank.com
- ANSA Merchant Bank Limited
- ANSA Centre
- 11 Maraval Road
- Port of Spain
- Trinidad & Tobago
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/05/19 00:00|
|End of Day Share Price||2022/05/19 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.