NCB Financial Group Limited

TTSE:NCBFG Stock Report

Market Cap: TT$5.4b

NCB Financial Group Balance Sheet Health

Financial Health criteria checks 3/6

NCB Financial Group has total assets of JMD2,315.4B and total equity of JMD212.9B. Total deposits are JMD784.0B, and total loans are JMD626.2B.

Key information

10.9x

Asset to equity ratio

n/a

Net interest margin

Total deposits

JA$783.97b

Loan to deposit ratio

Appropriate

Bad loans

4.2%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

JA$216.47b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: NCBFG's Assets to Equity ratio (10.9x) is moderate.

Allowance for Bad Loans: NCBFG has a low allowance for bad loans (58%).

Low Risk Liabilities: 63% of NCBFG's liabilities are made up of primarily higher risk sources of funding.

Loan Level: NCBFG has an appropriate level of Loans to Assets ratio (27%).

Low Risk Deposits: NCBFG's Loans to Deposits ratio (80%) is appropriate.

Level of Bad Loans: NCBFG has a high level of bad loans (4.2%).


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