Tunisie Leasing & Factoring Société anonyme Balance Sheet Health
Financial Health criteria checks 3/6
Tunisie Leasing & Factoring Société anonyme has a total shareholder equity of TND442.3M and total debt of TND1.5B, which brings its debt-to-equity ratio to 331.1%. Its total assets and total liabilities are TND2.4B and TND2.0B respectively. Tunisie Leasing & Factoring Société anonyme's EBIT is TND171.7M making its interest coverage ratio 1.6. It has cash and short-term investments of TND78.8M.
Key information
331.1%
Debt to equity ratio
د.ت1.46b
Debt
| Interest coverage ratio | 1.6x |
| Cash | د.ت78.80m |
| Equity | د.ت442.32m |
| Total liabilities | د.ت1.98b |
| Total assets | د.ت2.42b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: TLS's short term assets (TND2.1B) exceed its short term liabilities (TND912.5M).
Long Term Liabilities: TLS's short term assets (TND2.1B) exceed its long term liabilities (TND1.1B).
Debt to Equity History and Analysis
Debt Level: TLS's net debt to equity ratio (313.3%) is considered high.
Reducing Debt: TLS's debt to equity ratio has reduced from 462.7% to 331.1% over the past 5 years.
Debt Coverage: TLS's operating cash flow is negative, therefore debt is not well covered.
Interest Coverage: TLS's interest payments on its debt are not well covered by EBIT (1.6x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/01 00:21 |
| End of Day Share Price | 2025/01/31 00:00 |
| Earnings | 2023/12/31 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Tunisie Leasing & Factoring Société anonyme is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Kais Kriaa | AlphaMena |