Banque Internationale Arabe de Tunisie Société anonyme Past Earnings Performance
Past criteria checks 3/6
Banque Internationale Arabe de Tunisie Société anonyme has been growing earnings at an average annual rate of 3.7%, while the Banks industry saw earnings growing at 7.4% annually. Revenues have been growing at an average rate of 8.3% per year. Banque Internationale Arabe de Tunisie Société anonyme's return on equity is 13.4%, and it has net margins of 28.6%.
Key information
3.7%
Earnings growth rate
-20.6%
EPS growth rate
| Banks Industry Growth | 2.4% |
| Revenue growth rate | 8.3% |
| Return on equity | 13.4% |
| Net Margin | 28.6% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Banque Internationale Arabe de Tunisie Société anonyme makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 1,252 | 359 | 390 | 0 |
| 31 Dec 22 | 1,053 | 312 | 359 | 0 |
| 31 Dec 21 | 873 | 283 | 322 | 0 |
| 31 Dec 20 | 874 | 277 | 303 | 0 |
| 31 Dec 19 | 909 | 345 | 286 | 0 |
| 31 Dec 18 | 782 | 261 | 279 | 0 |
| 31 Dec 17 | 657 | 209 | 267 | 0 |
| 31 Dec 16 | 604 | 193 | 243 | 0 |
| 31 Dec 15 | 499 | 147 | 218 | 0 |
| 31 Dec 14 | 448 | 117 | 210 | 0 |
| 31 Dec 13 | 412 | 106 | 201 | 0 |
Quality Earnings: BIAT has high quality earnings.
Growing Profit Margin: BIAT's current net profit margins (28.6%) are lower than last year (29.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: BIAT's earnings have grown by 3.7% per year over the past 5 years.
Accelerating Growth: BIAT's earnings growth over the past year (14.8%) exceeds its 5-year average (3.7% per year).
Earnings vs Industry: BIAT earnings growth over the past year (14.8%) did not outperform the Banks industry 14.8%.
Return on Equity
High ROE: BIAT's Return on Equity (13.4%) is considered low.