Amen Bank Société anonyme

BVMT:AB Stock Report

Market Cap: د.ت1.3b

Amen Bank Société anonyme Past Earnings Performance

Past criteria checks 5/6

Amen Bank Société anonyme has been growing earnings at an average annual rate of 14.5%, while the Banks industry saw earnings growing at 19.6% annually. Revenues have been growing at an average rate of 15.9% per year. Amen Bank Société anonyme's return on equity is 15.6%, and it has net margins of 47.7%.

Key information

14.5%

Earnings growth rate

14.5%

EPS growth rate

Banks Industry Growth2.4%
Revenue growth rate15.9%
Return on equity15.6%
Net Margin47.7%
Last Earnings Update30 Jun 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Amen Bank Société anonyme makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

BVMT:AB Revenue, expenses and earnings (TND Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 244792291700
31 Mar 244672231670
31 Dec 234552171630
31 Dec 223731531510
31 Dec 213451361410
31 Dec 20295981230
31 Dec 193151471180
31 Dec 182851251070
31 Dec 172471121010
31 Dec 1619992940
31 Dec 1515663800
31 Dec 1417990750

Quality Earnings: AB has high quality earnings.

Growing Profit Margin: AB's current net profit margins (47.7%) are higher than last year (44.6%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: AB's earnings have grown by 14.5% per year over the past 5 years.

Accelerating Growth: AB's earnings growth over the past year (24%) exceeds its 5-year average (14.5% per year).

Earnings vs Industry: AB earnings growth over the past year (24%) exceeded the Banks industry 11.5%.


Return on Equity

High ROE: AB's Return on Equity (15.6%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/06 21:53
End of Day Share Price 2025/02/06 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Amen Bank Société anonyme is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Belhassen AchourAlphaMena