AYUD-F Stock Overview

An investment holding company, provides non-life insurance products in Thailand. More details

AYUD-F fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	0/6
Past Performance	5/6
Financial Health	5/6
Dividends	3/6

Rewards

Trading at 19.3% below our estimate of its fair value

Earnings grew by 33.9% over the past year

Risk Analysis

Shares are highly illiquid

Dividend of 8.22% is not well covered by earnings or free cash flows

My Notes

Capture your thoughts, links and company narrative

Allianz Ayudhya Capital Public Company Limited Competitors

Dhipaya Group Holdings

SET:TIPH

฿12.5b

Muang Thai Insurance

SET:MTI

฿6.2b

BKI Holdings

SET:BKIH

฿30.0b

Thaivivat Holdings

SET:TVH

฿2.5b

Price History & Performance

Summary of share price highs, lows and changes for Allianz Ayudhya Capital
Historical stock prices
Current Share Price	฿31.25
52 Week High	฿31.50
52 Week Low	฿12.80
Beta	0.36
1 Month Change	0%
3 Month Change	144.14%
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	77.56%

Recent updates

Shareholder Returns

	AYUD-F	TH Insurance	TH Market
7D	0%	-0.4%	-1.2%
1Y	n/a	-3.9%	-3.6%

Return vs Industry: Insufficient data to determine how AYUD-F performed against the TH Insurance industry.

Return vs Market: Insufficient data to determine how AYUD-F performed against the TH Market.

Price Volatility

Is AYUD-F's price volatile compared to industry and market?
AYUD-F volatility
AYUD-F Average Weekly Movement	n/a
Insurance Industry Average Movement	4.0%
Market Average Movement	4.3%
10% most volatile stocks in TH Market	8.7%
10% least volatile stocks in TH Market	2.1%

Stable Share Price: AYUD-F's share price has been volatile over the past 3 months compared to the TH market.

Volatility Over Time: Insufficient data to determine AYUD-F's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1950	n/a	Tom Wilson	www.ayud.co.th

Allianz Ayudhya Capital Public Company Limited, an investment holding company, provides non-life insurance products in Thailand. It operates in three segments: Non-Life Insurance Business, Investment Business, and Service Business. The company offers fire, marine, motor, health and personal accident, and miscellaneous insurance products.

Allianz Ayudhya Capital Public Company Limited Fundamentals Summary

How do Allianz Ayudhya Capital's earnings and revenue compare to its market cap?
AYUD-F fundamental statistics
Market cap	฿12.16b
Earnings (TTM)	฿918.34m
Revenue (TTM)	฿9.66b

13.2x

P/E Ratio

1.3x

P/S Ratio

Is AYUD-F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
AYUD-F income statement (TTM)
Revenue	฿9.66b
Cost of Revenue	฿7.88b
Gross Profit	฿1.78b
Other Expenses	฿861.45m
Earnings	฿918.34m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	2.36
Gross Margin	18.42%
Net Profit Margin	9.51%
Debt/Equity Ratio	0%

How did AYUD-F perform over the long term?

See historical performance and comparison

Dividends

8.2%

Current Dividend Yield

109%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/11/27 11:43
End of Day Share Price	2024/08/30 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Allianz Ayudhya Capital Public Company Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution