TIPH-R Stock Overview

An investment holding company, provides non-life insurance products in Thailand. More details

TIPH-R fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	1/6
Past Performance	1/6
Financial Health	4/6
Dividends	4/6

Rewards

Trading at 57.4% below our estimate of its fair value

Risk Analysis

Earnings have declined by 6.2% per year over past 5 years

Unstable dividend track record

My Notes

Capture your thoughts, links and company narrative

Dhipaya Group Holdings Public Company Limited Competitors

Allianz Ayudhya Capital

SET:AYUD

฿12.0b

Muang Thai Insurance

SET:MTI

฿6.3b

BKI Holdings

SET:BKIH

฿30.3b

Thaivivat Holdings

SET:TVH

฿2.5b

Price History & Performance

Summary of share price highs, lows and changes for Dhipaya Group Holdings
Historical stock prices
Current Share Price	฿20.80
52 Week High	฿32.25
52 Week Low	฿20.40
Beta	0.55
1 Month Change	-14.40%
3 Month Change	-28.89%
1 Year Change	-28.28%
3 Year Change	-72.99%
5 Year Change	-14.40%
Change since IPO	676.12%

Recent updates

Shareholder Returns

	TIPH-R	TH Insurance	TH Market
7D	-1.9%	4.8%	0.9%
1Y	-28.3%	3.9%	-1.7%

Return vs Industry: TIPH-R underperformed the TH Insurance industry which returned 1% over the past year.

Return vs Market: TIPH-R underperformed the TH Market which returned -1.6% over the past year.

Price Volatility

Is TIPH-R's price volatile compared to industry and market?
TIPH-R volatility
TIPH-R Average Weekly Movement	3.4%
Insurance Industry Average Movement	3.5%
Market Average Movement	4.3%
10% most volatile stocks in TH Market	8.9%
10% least volatile stocks in TH Market	2.1%

Stable Share Price: TIPH-R has not had significant price volatility in the past 3 months compared to the TH market.

Volatility Over Time: TIPH-R's weekly volatility (3%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1951	n/a	Somporn Suebthawilkul	www.dhipayagroup.co.th

Dhipaya Group Holdings Public Company Limited, an investment holding company, provides non-life insurance products in Thailand. The company also operates as a surveyor; and engages in training center business. The company was incorporated in 1951 and is based in Bangkok, Thailand.

Dhipaya Group Holdings Public Company Limited Fundamentals Summary

How do Dhipaya Group Holdings's earnings and revenue compare to its market cap?
TIPH-R fundamental statistics
Market cap	฿12.36b
Earnings (TTM)	฿1.54b
Revenue (TTM)	฿15.35b

8.0x

P/E Ratio

0.8x

P/S Ratio

Is TIPH-R overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
TIPH-R income statement (TTM)
Revenue	฿15.35b
Cost of Revenue	฿10.56b
Gross Profit	฿4.79b
Other Expenses	฿3.25b
Earnings	฿1.54b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	2.59
Gross Margin	31.21%
Net Profit Margin	10.03%
Debt/Equity Ratio	10.7%

How did TIPH-R perform over the long term?

See historical performance and comparison

Dividends

5.3%

Current Dividend Yield

62%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/30 12:02
End of Day Share Price	2024/12/30 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Dhipaya Group Holdings Public Company Limited is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Monchai Mokaranuraksa	Tisco Securities Co. Ltd.