How does MICRO-F's PS Ratio compare to its peers?

MICRO-F is good value based on its Price-To-Sales Ratio (1.9x) compared to the peer average (3x).

How does MICRO-F's PS Ratio compare vs other companies in the Asian Diversified Financial Industry?

MICRO-F is good value based on its Price-To-Sales Ratio (1.9x) compared to the Asian Diversified Financial industry average (4.5x).

What is MICRO-F's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

Insufficient data to calculate MICRO-F's Price-To-Sales Fair Ratio for valuation analysis.

What is the Fair Price of MICRO-F when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Insufficient data to calculate MICRO-F's fair value for valuation analysis.

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Insufficient data to show price forecast.

MICRO-F Stock Overview

Provides hire-purchase finance for six-wheel and ten-wheel trucks, and motorcycles in Thailand. More details

MICRO-F fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	1/6
Past Performance	0/6
Financial Health	3/6
Dividends	2/6

Rewards

Revenue is forecast to grow 9.23% per year

Risk Analysis

Shares are highly illiquid

Does not have a meaningful market cap (THB926M)

Dividend of 3.64% is not well covered by earnings

Has a high level of debt

My Notes

Capture your thoughts, links and company narrative

Micro Leasing Public Company Limited Competitors

IFS Capital (Thailand)

SET:IFS

฿1.2b

AIRA Factoring

SET:AF

฿1.1b

SGF Capital

SET:SGF

฿314.4m

G Capital

SET:GCAP

฿159.9m

Price History & Performance

Summary of share price highs, lows and changes for Micro Leasing
Historical stock prices
Current Share Price	฿2.65
52 Week High	฿0
52 Week Low	฿0
Beta	0.59
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	0%

Recent updates

Shareholder Returns

	MICRO-F	TH Diversified Financial	TH Market
7D	0%	1.8%	0.1%
1Y	n/a	-43.3%	-1.2%

Return vs Industry: Insufficient data to determine how MICRO-F performed against the TH Diversified Financial industry.

Return vs Market: Insufficient data to determine how MICRO-F performed against the TH Market.

Price Volatility

Is MICRO-F's price volatile compared to industry and market?
MICRO-F volatility
MICRO-F Average Weekly Movement	n/a
Diversified Financial Industry Average Movement	9.9%
Market Average Movement	4.3%
10% most volatile stocks in TH Market	8.8%
10% least volatile stocks in TH Market	2.1%

Stable Share Price: MICRO-F's share price has been volatile over the past 3 months compared to the TH market.

Volatility Over Time: Insufficient data to determine MICRO-F's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1994	n/a	Wisarn Booranasuntikoon	www.microleasingplc.com

Micro Leasing Public Company Limited, together with its subsidiaries, provides hire-purchase finance for six-wheel and ten-wheel trucks, and motorcycles in Thailand. It also offers life and non-life insurance brokerage, truck auction, and finance services. The company was founded in 1994 and is headquartered in Nakhon Pathom, Thailand.

Micro Leasing Public Company Limited Fundamentals Summary

How do Micro Leasing's earnings and revenue compare to its market cap?
MICRO-F fundamental statistics
Market cap	฿925.65m
Earnings (TTM)	-฿98.10m
Revenue (TTM)	฿478.41m

2.0x

P/S Ratio

-9.5x

P/E Ratio

Is MICRO-F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
MICRO-F income statement (TTM)
Revenue	฿478.41m
Cost of Revenue	฿303.98m
Gross Profit	฿174.44m
Other Expenses	฿272.53m
Earnings	-฿98.10m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	-0.10
Gross Margin	36.46%
Net Profit Margin	-20.51%
Debt/Equity Ratio	134.7%

How did MICRO-F perform over the long term?

See historical performance and comparison

Dividends

3.6%

Current Dividend Yield

-98%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/26 11:20
End of Day Share Price	2024/12/26 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Micro Leasing Public Company Limited is covered by 4 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
null null	DBS Bank Ltd
Chayaporn Tocharoen	Krungsri Securities Public Company Limited
Apichat Poobunjirdkul	Tisco Securities Co. Ltd.

Micro Leasing THAMSE:MICRO-F Stock Report