Ngern Tid Lor Past Earnings Performance
Past criteria checks 2/6
Ngern Tid Lor has been growing earnings at an average annual rate of 16.1%, while the Consumer Finance industry saw earnings growing at 7.1% annually. Revenues have been growing at an average rate of 18.3% per year. Ngern Tid Lor's return on equity is 13.3%, and it has net margins of 22.1%.
Key information
16.1%
Earnings growth rate
9.1%
EPS growth rate
| Consumer Finance Industry Growth | 8.5% |
| Revenue growth rate | 18.3% |
| Return on equity | 13.3% |
| Net Margin | 22.1% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Ngern Tid Lor makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 17,130 | 3,790 | 4,860 | 0 |
| 30 Sep 23 | 16,405 | 3,707 | 4,429 | 0 |
| 30 Jun 23 | 15,671 | 3,601 | 4,429 | 0 |
| 31 Mar 23 | 14,898 | 3,655 | 4,429 | 0 |
| 31 Dec 22 | 14,039 | 3,640 | 4,429 | 0 |
| 30 Sep 22 | 13,099 | 3,618 | 3,697 | 0 |
| 30 Jun 22 | 12,136 | 3,530 | 3,697 | 0 |
| 31 Mar 22 | 11,425 | 3,326 | 3,697 | 0 |
| 31 Dec 21 | 10,926 | 3,169 | 3,697 | 0 |
| 30 Sep 21 | 10,436 | 2,997 | 485 | 0 |
| 30 Jun 21 | 10,180 | 2,995 | 485 | 0 |
| 31 Mar 21 | 9,393 | 2,498 | 485 | 0 |
| 31 Dec 20 | 9,381 | 2,416 | 485 | 0 |
| 30 Sep 20 | 8,968 | 2,394 | 262 | 0 |
| 31 Dec 19 | 7,921 | 2,201 | 262 | 0 |
| 31 Dec 18 | 6,916 | 1,306 | 715 | 0 |
| 31 Dec 17 | 4,796 | 1,247 | 2,434 | 0 |
| 31 Dec 16 | 3,724 | 870 | 1,977 | 0 |
Quality Earnings: TIDLOR has a large one-off loss of THB2.2B impacting its last 12 months of financial results to 31st December, 2023.
Growing Profit Margin: TIDLOR's current net profit margins (22.1%) are lower than last year (25.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: TIDLOR's earnings have grown by 16.1% per year over the past 5 years.
Accelerating Growth: TIDLOR's earnings growth over the past year (4.1%) is below its 5-year average (16.1% per year).
Earnings vs Industry: TIDLOR earnings growth over the past year (4.1%) exceeded the Consumer Finance industry -5.7%.
Return on Equity
High ROE: TIDLOR's Return on Equity (13.3%) is considered low.