Mastercard (MA80) Stock Overview

A technology company, provides transaction processing and other payment-related products and services in the United States and internationally. More details

MA80 fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	4/6
Past Performance	2/6
Financial Health	3/6
Dividends	0/6

Rewards

Trading at 12.5% below our estimate of its fair value

Earnings are forecast to grow 11.68% per year

Earnings have grown 13.8% per year over the past 5 years

Risk Analysis

Has a high level of debt

MA80 Community Fair Values

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Mastercard Incorporated Competitors

Price History & Performance

Summary of share price highs, lows and changes for Mastercard
Historical stock prices
Current Share Price	US$1.80
52 Week High	US$1.96
52 Week Low	US$1.52
Beta	1.05
1 Month Change	-5.26%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	-4.76%

Recent updates

Shareholder Returns

	MA80	TH Diversified Financial	TH Market
7D	2.3%	-3.0%	1.4%
1Y	n/a	-29.2%	-18.2%

Return vs Industry: Insufficient data to determine how MA80 performed against the TH Diversified Financial industry.

Return vs Market: Insufficient data to determine how MA80 performed against the TH Market.

Price Volatility

Is MA80's price volatile compared to industry and market?
MA80 volatility
MA80 Average Weekly Movement	3.6%
Diversified Financial Industry Average Movement	8.4%
Market Average Movement	5.7%
10% most volatile stocks in TH Market	11.3%
10% least volatile stocks in TH Market	2.7%

Stable Share Price: MA80 has not had significant price volatility in the past 3 months compared to the TH market.

Volatility Over Time: Insufficient data to determine MA80's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1966	35,300	Michael Miebach	www.mastercard.com

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers integrated products and value-added services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; consumer bill payment services; and commercial credit, debit, and prepaid payment products and solutions. It also provides solutions that enable businesses or governments to make payments to businesses, including Virtual Card Number, which is generated dynamically from a physical card and leverages the credit limit of the funding account; and a platform to optimize supplier payment enablement campaigns for financial institutions.

Mastercard Incorporated Fundamentals Summary

How do Mastercard's earnings and revenue compare to its market cap?
MA80 fundamental statistics
Market cap	฿16.24t
Earnings (TTM)	฿427.23b
Revenue (TTM)	฿944.92b

38.0x

P/E Ratio

17.2x

P/S Ratio

Is MA80 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
MA80 income statement (TTM)
Revenue	US$29.07b
Cost of Revenue	US$0
Gross Profit	US$29.07b
Other Expenses	US$15.93b
Earnings	US$13.14b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)	14.47
Gross Margin	100.00%
Net Profit Margin	45.21%
Debt/Equity Ratio	280.8%

How did MA80 perform over the long term?

See historical performance and comparison

Dividends

0.6%

Current Dividend Yield

20%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/06/30 17:19
End of Day Share Price	2025/06/30 00:00
Earnings	2025/03/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Mastercard Incorporated is covered by 76 analysts. 35 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Jim Marrone	Accountability Research Corporation
Stephen Biggar	Argus Research Company
David Koning	Baird