Krungthai Card Past Earnings Performance
Past criteria checks 3/6
Krungthai Card has been growing earnings at an average annual rate of 7.7%, while the Consumer Finance industry saw earnings growing at 3% annually. Revenues have been growing at an average rate of 5.9% per year. Krungthai Card's return on equity is 19%, and it has net margins of 39.6%.
Key information
7.7%
Earnings growth rate
7.7%
EPS growth rate
| Consumer Finance Industry Growth | 8.5% |
| Revenue growth rate | 5.9% |
| Return on equity | 19.0% |
| Net Margin | 39.6% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Krungthai Card makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 18,470 | 7,310 | 8,998 | 0 |
| 30 Jun 24 | 18,214 | 7,247 | 8,790 | 0 |
| 31 Mar 24 | 17,990 | 7,227 | 8,566 | 0 |
| 31 Dec 23 | 17,685 | 7,295 | 8,182 | 0 |
| 30 Sep 23 | 17,481 | 7,200 | 8,089 | 0 |
| 30 Jun 23 | 17,220 | 7,116 | 7,894 | 0 |
| 31 Mar 23 | 17,215 | 7,204 | 7,745 | 0 |
| 31 Dec 22 | 16,909 | 7,079 | 7,558 | 0 |
| 30 Sep 22 | 15,902 | 6,662 | 7,255 | 0 |
| 30 Jun 22 | 15,135 | 6,206 | 7,046 | 0 |
| 31 Mar 22 | 14,679 | 5,992 | 6,835 | 0 |
| 31 Dec 21 | 14,548 | 5,879 | 6,817 | 0 |
| 30 Sep 21 | 15,122 | 5,952 | 7,020 | 0 |
| 30 Jun 21 | 15,029 | 5,856 | 7,022 | 0 |
| 31 Mar 21 | 14,144 | 5,326 | 6,814 | 0 |
| 31 Dec 20 | 14,357 | 5,333 | 7,031 | 0 |
| 30 Sep 20 | 14,107 | 5,331 | 6,906 | 0 |
| 30 Jun 20 | 14,223 | 5,402 | 6,988 | 0 |
| 31 Mar 20 | 14,740 | 5,576 | 7,335 | 0 |
| 31 Dec 19 | 14,477 | 5,524 | 7,177 | 0 |
| 30 Sep 19 | 14,377 | 5,433 | 7,235 | 0 |
| 30 Jun 19 | 14,398 | 5,537 | 7,128 | 0 |
| 31 Mar 19 | 14,305 | 5,520 | 7,051 | 0 |
| 31 Dec 18 | 13,797 | 5,140 | 7,023 | 0 |
| 30 Sep 18 | 13,277 | 4,850 | 6,900 | 0 |
| 30 Jun 18 | 12,583 | 4,300 | 6,888 | 0 |
| 31 Mar 18 | 11,845 | 3,781 | 6,803 | 0 |
| 31 Dec 17 | 11,131 | 3,304 | 6,670 | 0 |
| 30 Sep 17 | 10,692 | 3,005 | 6,628 | 0 |
| 30 Jun 17 | 10,352 | 2,799 | 6,542 | 0 |
| 31 Mar 17 | 10,047 | 2,592 | 6,496 | 0 |
| 31 Dec 16 | 9,909 | 2,495 | 6,470 | 0 |
| 30 Sep 16 | 9,665 | 2,389 | 6,396 | 0 |
| 30 Jun 16 | 9,357 | 2,249 | 6,248 | 0 |
| 31 Mar 16 | 8,960 | 2,133 | 5,977 | 0 |
| 31 Dec 15 | 8,676 | 2,073 | 5,758 | 0 |
| 30 Sep 15 | 8,333 | 1,963 | 5,583 | 0 |
| 30 Jun 15 | 8,140 | 1,967 | 5,387 | 0 |
| 31 Mar 15 | 7,968 | 1,974 | 5,210 | 0 |
| 31 Dec 14 | 7,511 | 1,755 | 5,027 | 0 |
| 30 Sep 14 | 7,023 | 1,559 | 4,791 | 0 |
| 30 Jun 14 | 6,645 | 1,363 | 4,653 | 0 |
| 31 Mar 14 | 6,307 | 1,216 | 4,493 | 0 |
| 31 Dec 13 | 6,319 | 1,283 | 4,424 | 0 |
Quality Earnings: KTC has high quality earnings.
Growing Profit Margin: KTC's current net profit margins (39.6%) are lower than last year (41.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: KTC's earnings have grown by 7.7% per year over the past 5 years.
Accelerating Growth: KTC's earnings growth over the past year (1.5%) is below its 5-year average (7.7% per year).
Earnings vs Industry: KTC earnings growth over the past year (1.5%) exceeded the Consumer Finance industry -20.7%.
Return on Equity
High ROE: KTC's Return on Equity (19%) is considered low.