Krungthai Card Public Company Limited

SET:KTC Stock Report

Market Cap: ฿128.9b

Krungthai Card Past Earnings Performance

Past criteria checks 3/6

Krungthai Card has been growing earnings at an average annual rate of 7.7%, while the Consumer Finance industry saw earnings growing at 3% annually. Revenues have been growing at an average rate of 5.9% per year. Krungthai Card's return on equity is 19%, and it has net margins of 39.6%.

Key information

7.7%

Earnings growth rate

7.7%

EPS growth rate

Consumer Finance Industry Growth8.5%
Revenue growth rate5.9%
Return on equity19.0%
Net Margin39.6%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Krungthai Card makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

SET:KTC Revenue, expenses and earnings (THB Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2418,4707,3108,9980
30 Jun 2418,2147,2478,7900
31 Mar 2417,9907,2278,5660
31 Dec 2317,6857,2958,1820
30 Sep 2317,4817,2008,0890
30 Jun 2317,2207,1167,8940
31 Mar 2317,2157,2047,7450
31 Dec 2216,9097,0797,5580
30 Sep 2215,9026,6627,2550
30 Jun 2215,1356,2067,0460
31 Mar 2214,6795,9926,8350
31 Dec 2114,5485,8796,8170
30 Sep 2115,1225,9527,0200
30 Jun 2115,0295,8567,0220
31 Mar 2114,1445,3266,8140
31 Dec 2014,3575,3337,0310
30 Sep 2014,1075,3316,9060
30 Jun 2014,2235,4026,9880
31 Mar 2014,7405,5767,3350
31 Dec 1914,4775,5247,1770
30 Sep 1914,3775,4337,2350
30 Jun 1914,3985,5377,1280
31 Mar 1914,3055,5207,0510
31 Dec 1813,7975,1407,0230
30 Sep 1813,2774,8506,9000
30 Jun 1812,5834,3006,8880
31 Mar 1811,8453,7816,8030
31 Dec 1711,1313,3046,6700
30 Sep 1710,6923,0056,6280
30 Jun 1710,3522,7996,5420
31 Mar 1710,0472,5926,4960
31 Dec 169,9092,4956,4700
30 Sep 169,6652,3896,3960
30 Jun 169,3572,2496,2480
31 Mar 168,9602,1335,9770
31 Dec 158,6762,0735,7580
30 Sep 158,3331,9635,5830
30 Jun 158,1401,9675,3870
31 Mar 157,9681,9745,2100
31 Dec 147,5111,7555,0270
30 Sep 147,0231,5594,7910
30 Jun 146,6451,3634,6530
31 Mar 146,3071,2164,4930
31 Dec 136,3191,2834,4240

Quality Earnings: KTC has high quality earnings.

Growing Profit Margin: KTC's current net profit margins (39.6%) are lower than last year (41.2%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: KTC's earnings have grown by 7.7% per year over the past 5 years.

Accelerating Growth: KTC's earnings growth over the past year (1.5%) is below its 5-year average (7.7% per year).

Earnings vs Industry: KTC earnings growth over the past year (1.5%) exceeded the Consumer Finance industry -13.4%.

Return on Equity

High ROE: KTC's Return on Equity (19%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/30 04:31
End of Day Share Price 2024/12/30 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Krungthai Card Public Company Limited is covered by 27 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Napassorn JittimaitriskulBofA Global Research
Anakepong PutthapibalBualuang Securities PCL
Suwat BumrungchatudomBualuang Securities PCL