Kiatnakin Phatra Bank Balance Sheet Health
Financial Health criteria checks 5/6
Kiatnakin Phatra Bank has total assets of THB522.6B and total equity of THB60.3B. Total deposits are THB345.4B, and total loans are THB364.5B. It earns a Net Interest Margin of 4.4%. It has sufficient allowance for bad loans, which are currently at 4.1% of total loans. Cash and short-term investments are THB21.9B.
Key information
8.7x
Asset to equity ratio
4.4%
Net interest margin
| Total deposits | ฿345.38b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.1% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | ฿21.94b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: KKP-F's Assets to Equity ratio (8.7x) is low.
Allowance for Bad Loans: KKP-F has a sufficient allowance for bad loans (125%).
Low Risk Liabilities: 75% of KKP-F's liabilities are made up of primarily low risk sources of funding.
Loan Level: KKP-F has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: KKP-F's Loans to Deposits ratio (106%) is appropriate.
Level of Bad Loans: KKP-F has a high level of bad loans (4.1%).