TISCO Financial Group Public Company Limited

SET:TISCO Stock Report

Market Cap: ฿79.1b

TISCO Financial Group Past Earnings Performance

Past criteria checks 2/6

TISCO Financial Group has been growing earnings at an average annual rate of 1.7%, while the Banks industry saw earnings growing at 5.2% annually. Revenues have been growing at an average rate of 1.6% per year. TISCO Financial Group's return on equity is 16.8%, and it has net margins of 38.9%.

Key information

1.7%

Earnings growth rate

1.7%

EPS growth rate

Banks Industry Growth2.7%
Revenue growth rate1.6%
Return on equity16.8%
Net Margin38.9%
Next Earnings Update14 Jan 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How TISCO Financial Group makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

SET:TISCO Revenue, expenses and earnings (THB Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2417,9646,9807,9220
30 Jun 2418,1957,1417,9900
31 Mar 2418,3397,2428,0040
31 Dec 2318,4307,3018,0070
30 Sep 2318,3397,3287,9030
30 Jun 2318,0297,2277,7370
31 Mar 2317,7677,2217,6030
31 Dec 2217,5827,2247,4910
30 Sep 2217,5167,2127,4300
30 Jun 2217,0906,9997,2530
31 Mar 2216,8316,8167,1490
31 Dec 2116,7596,7857,0860
30 Sep 2116,5056,6266,9480
30 Jun 2116,6726,6786,9890
31 Mar 2115,9936,3416,6890
31 Dec 2015,5736,0636,5790
30 Sep 2016,1086,2926,7160
30 Jun 2016,6556,5586,9650
31 Mar 2017,6867,0277,3990
31 Dec 1918,3277,2707,7330
30 Sep 1917,9367,1317,6990
30 Jun 1917,4806,8577,5760
31 Mar 1917,2956,8147,4520
31 Dec 1817,3326,8877,2290
30 Sep 1817,1406,7247,0970
30 Jun 1816,8236,6926,8720
31 Mar 1816,1836,4436,6140
31 Dec 1715,3156,1316,2350
30 Sep 1714,5235,8626,0940
30 Jun 1713,8845,5395,8060
31 Mar 1713,3015,2425,5930
31 Dec 1612,7855,0065,3880
30 Sep 1612,6714,9575,3490
30 Jun 1611,3744,5164,7220
31 Mar 1610,9574,3134,5210
31 Dec 1510,8154,2504,4410
30 Sep 1510,6734,2404,3200
30 Jun 1511,5544,5194,8610
31 Mar 1511,4524,5074,7840
31 Dec 1410,9224,2504,6090
30 Sep 149,7973,8204,1460
30 Jun 149,8433,8634,1170
31 Mar 1410,1344,0304,2250
31 Dec 1310,5974,2494,4180

Quality Earnings: TISCO has high quality earnings.

Growing Profit Margin: TISCO's current net profit margins (38.9%) are lower than last year (40%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: TISCO's earnings have grown by 1.7% per year over the past 5 years.

Accelerating Growth: TISCO's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: TISCO had negative earnings growth (-4.7%) over the past year, making it difficult to compare to the Banks industry average (0.6%).

Return on Equity

High ROE: TISCO's Return on Equity (16.8%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 23:55
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

TISCO Financial Group Public Company Limited is covered by 35 analysts. 16 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Usanee LiurutAsia Plus Securities Company Limited
Wannapa AsavatevavithBNP Paribas Securities (Asia)
Bay TuntisrisukBofA Global Research