TISCO Financial Group Past Earnings Performance
Past criteria checks 2/6
TISCO Financial Group has been growing earnings at an average annual rate of 1.7%, while the Banks industry saw earnings growing at 5.2% annually. Revenues have been growing at an average rate of 1.6% per year. TISCO Financial Group's return on equity is 16.8%, and it has net margins of 38.9%.
Key information
1.7%
Earnings growth rate
1.7%
EPS growth rate
| Banks Industry Growth | 2.7% |
| Revenue growth rate | 1.6% |
| Return on equity | 16.8% |
| Net Margin | 38.9% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How TISCO Financial Group makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 17,964 | 6,980 | 7,922 | 0 |
| 30 Jun 24 | 18,195 | 7,141 | 7,990 | 0 |
| 31 Mar 24 | 18,339 | 7,242 | 8,004 | 0 |
| 31 Dec 23 | 18,430 | 7,301 | 8,007 | 0 |
| 30 Sep 23 | 18,339 | 7,328 | 7,903 | 0 |
| 30 Jun 23 | 18,029 | 7,227 | 7,737 | 0 |
| 31 Mar 23 | 17,767 | 7,221 | 7,603 | 0 |
| 31 Dec 22 | 17,582 | 7,224 | 7,491 | 0 |
| 30 Sep 22 | 17,516 | 7,212 | 7,430 | 0 |
| 30 Jun 22 | 17,090 | 6,999 | 7,253 | 0 |
| 31 Mar 22 | 16,831 | 6,816 | 7,149 | 0 |
| 31 Dec 21 | 16,759 | 6,785 | 7,086 | 0 |
| 30 Sep 21 | 16,505 | 6,626 | 6,948 | 0 |
| 30 Jun 21 | 16,672 | 6,678 | 6,989 | 0 |
| 31 Mar 21 | 15,993 | 6,341 | 6,689 | 0 |
| 31 Dec 20 | 15,573 | 6,063 | 6,579 | 0 |
| 30 Sep 20 | 16,108 | 6,292 | 6,716 | 0 |
| 30 Jun 20 | 16,655 | 6,558 | 6,965 | 0 |
| 31 Mar 20 | 17,686 | 7,027 | 7,399 | 0 |
| 31 Dec 19 | 18,327 | 7,270 | 7,733 | 0 |
| 30 Sep 19 | 17,936 | 7,131 | 7,699 | 0 |
| 30 Jun 19 | 17,480 | 6,857 | 7,576 | 0 |
| 31 Mar 19 | 17,295 | 6,814 | 7,452 | 0 |
| 31 Dec 18 | 17,332 | 6,887 | 7,229 | 0 |
| 30 Sep 18 | 17,140 | 6,724 | 7,097 | 0 |
| 30 Jun 18 | 16,823 | 6,692 | 6,872 | 0 |
| 31 Mar 18 | 16,183 | 6,443 | 6,614 | 0 |
| 31 Dec 17 | 15,315 | 6,131 | 6,235 | 0 |
| 30 Sep 17 | 14,523 | 5,862 | 6,094 | 0 |
| 30 Jun 17 | 13,884 | 5,539 | 5,806 | 0 |
| 31 Mar 17 | 13,301 | 5,242 | 5,593 | 0 |
| 31 Dec 16 | 12,785 | 5,006 | 5,388 | 0 |
| 30 Sep 16 | 12,671 | 4,957 | 5,349 | 0 |
| 30 Jun 16 | 11,374 | 4,516 | 4,722 | 0 |
| 31 Mar 16 | 10,957 | 4,313 | 4,521 | 0 |
| 31 Dec 15 | 10,815 | 4,250 | 4,441 | 0 |
| 30 Sep 15 | 10,673 | 4,240 | 4,320 | 0 |
| 30 Jun 15 | 11,554 | 4,519 | 4,861 | 0 |
| 31 Mar 15 | 11,452 | 4,507 | 4,784 | 0 |
| 31 Dec 14 | 10,922 | 4,250 | 4,609 | 0 |
| 30 Sep 14 | 9,797 | 3,820 | 4,146 | 0 |
| 30 Jun 14 | 9,843 | 3,863 | 4,117 | 0 |
| 31 Mar 14 | 10,134 | 4,030 | 4,225 | 0 |
| 31 Dec 13 | 10,597 | 4,249 | 4,418 | 0 |
Quality Earnings: TISCO-R has high quality earnings.
Growing Profit Margin: TISCO-R's current net profit margins (38.9%) are lower than last year (40%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: TISCO-R's earnings have grown by 1.7% per year over the past 5 years.
Accelerating Growth: TISCO-R's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: TISCO-R had negative earnings growth (-4.7%) over the past year, making it difficult to compare to the Banks industry average (0.6%).
Return on Equity
High ROE: TISCO-R's Return on Equity (16.8%) is considered low.