Kasikornbank Public Company Limited

SET:KBANK Stock Report

Market Cap: ฿354.2b

Kasikornbank Balance Sheet Health

Financial Health criteria checks 5/6

Kasikornbank has total assets of THB4,367.0B and total equity of THB618.7B. Total deposits are THB2,770.1B, and total loans are THB2,321.5B. It earns a Net Interest Margin of 4%. It has sufficient allowance for bad loans, which are currently at 3.8% of total loans. Cash and short-term investments are THB805.2B.

Key information

7.1x

Asset to equity ratio

4.0%

Net interest margin

Total deposits

฿2.77t

Loan to deposit ratio

Appropriate

Bad loans

3.8%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

฿805.20b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: KBANK's Assets to Equity ratio (7.1x) is low.

Allowance for Bad Loans: KBANK has a sufficient allowance for bad loans (139%).

Low Risk Liabilities: 74% of KBANK's liabilities are made up of primarily low risk sources of funding.

Loan Level: KBANK has an appropriate level of Loans to Assets ratio (53%).

Low Risk Deposits: KBANK's Loans to Deposits ratio (84%) is appropriate.

Level of Bad Loans: KBANK has a high level of bad loans (3.8%).


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