CREDIT-R logo

Thai Credit Bank SET:CREDIT-R Stock Report

Last Price

฿18.50

Market Cap

฿22.8b

7D

-4.1%

1Y

-22.3%

Updated

23 May, 2025

Data

Company Financials +

Thai Credit Bank Public Company Limited

SET:CREDIT-R Stock Report

Market Cap: ฿22.8b

CREDIT-R Stock Overview

Provides financial services to micro, small, and medium-sized enterprises in Thailand. More details

CREDIT-R fundamental analysis
Snowflake Score
Valuation5/6
Future Growth2/6
Past Performance5/6
Financial Health5/6
Dividends2/6

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Thai Credit Bank Public Company Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for Thai Credit Bank
Historical stock prices
Current Share Price฿18.50
52 Week High฿25.00
52 Week Low฿16.00
Beta0
1 Month Change-2.63%
3 Month Change1.09%
1 Year Change-22.27%
3 Year Changen/a
5 Year Changen/a
Change since IPO-32.73%

Recent News & Updates

Recent updates

Shareholder Returns

CREDIT-RTH BanksTH Market
7D-4.1%1.5%-1.6%
1Y-22.3%10.6%-16.1%

Return vs Industry: CREDIT-R underperformed the TH Banks industry which returned 10.2% over the past year.

Return vs Market: CREDIT-R underperformed the TH Market which returned -16.4% over the past year.

Price Volatility

Is CREDIT-R's price volatile compared to industry and market?
CREDIT-R volatility
CREDIT-R Average Weekly Movement3.6%
Banks Industry Average Movement3.8%
Market Average Movement5.9%
10% most volatile stocks in TH Market11.8%
10% least volatile stocks in TH Market2.9%

Stable Share Price: CREDIT-R has not had significant price volatility in the past 3 months compared to the TH market.

Volatility Over Time: CREDIT-R's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1970n/an/awww.thaicreditbank.com

Thai Credit Bank Public Company Limited provides financial services to micro, small, and medium-sized enterprises in Thailand. It operates in two segments, e-Wallet Business and Banking Business. The company offers micro-SME, home, personal, cash, nano and microcredit, and gold loans; deposit products, including current, savings, fixed deposit, tax free, and other accounts; and mutual funds.

Thai Credit Bank Public Company Limited Fundamentals Summary

How do Thai Credit Bank's earnings and revenue compare to its market cap?
CREDIT-R fundamental statistics
Market cap฿22.84b
Earnings (TTM)฿4.08b
Revenue (TTM)฿11.10b
5.6x
P/E Ratio
1.0x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CREDIT-R income statement (TTM)
Revenue฿11.10b
Cost of Revenue฿0
Gross Profit฿11.10b
Other Expenses฿7.02b
Earnings฿4.08b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)3.30
Gross Margin100.00%
Net Profit Margin36.75%
Debt/Equity Ratio94.7%

How did CREDIT-R perform over the long term?

See historical performance and comparison

Dividends

3.2%
Current Dividend Yield
18%
Payout Ratio

Does CREDIT-R pay a reliable dividends?

See CREDIT-R dividend history and benchmarks
When do you need to buy CREDIT-R by to receive an upcoming dividend?
Thai Credit Bank dividend dates
Ex Dividend DateMay 14 2025
Dividend Pay DateMay 28 2025
Days until Ex dividend10 days
Days until Dividend pay date4 days

Does CREDIT-R pay a reliable dividends?

See CREDIT-R dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/05/23 05:55
End of Day Share Price 2025/05/23 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Thai Credit Bank Public Company Limited is covered by 3 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Weerapat Wonk-UraiCGS International
Nathapol PongsukcharoenkulCGS International
Jesada TechahusdinMaybank Research Pte. Ltd.