CIMB Thai Bank Public Company Limited

SET:CIMBT Stock Report

Market Cap: ฿19.2b

CIMB Thai Bank Balance Sheet Health

Financial Health criteria checks 4/6

CIMB Thai Bank has total assets of THB585.2B and total equity of THB49.4B. Total deposits are THB240.6B, and total loans are THB249.4B. It earns a Net Interest Margin of 2.5%. It has sufficient allowance for bad loans, which are currently at 2.9% of total loans. Cash and short-term investments are THB197.7B.

Key information

11.8x

Asset to equity ratio

2.5%

Net interest margin

Total deposits

฿240.55b

Loan to deposit ratio

Appropriate

Bad loans

2.9%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

฿197.72b

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: CIMBT's Assets to Equity ratio (11.8x) is moderate.

Allowance for Bad Loans: CIMBT has a sufficient allowance for bad loans (122%).

Low Risk Liabilities: 55% of CIMBT's liabilities are made up of primarily higher risk sources of funding.

Loan Level: CIMBT has an appropriate level of Loans to Assets ratio (43%).

Low Risk Deposits: CIMBT's Loans to Deposits ratio (104%) is appropriate.

Level of Bad Loans: CIMBT has a high level of bad loans (2.9%).


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