Bank of America (BAC03) Stock Overview

Through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. More details

BAC03 fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	1/6
Past Performance	5/6
Financial Health	6/6
Dividends	0/6

Rewards

Trading at 15.9% below our estimate of its fair value

Earnings are forecast to grow 7.13% per year

Earnings grew by 28.8% over the past year

Risk Analysis

Shares are highly illiquid

BAC03 Community Fair Values

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Bank of America Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for Bank of America
Historical stock prices
Current Share Price	US$3.48
52 Week High	US$3.52
52 Week Low	US$3.18
Beta	1.3
1 Month Change	6.10%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	4.82%

Recent updates

Shareholder Returns

	BAC03	TH Banks	TH Market
7D	1.8%	-1.3%	-0.5%
1Y	n/a	12.3%	-10.2%

Return vs Industry: Insufficient data to determine how BAC03 performed against the TH Banks industry.

Return vs Market: Insufficient data to determine how BAC03 performed against the TH Market.

Price Volatility

Is BAC03's price volatile compared to industry and market?
BAC03 volatility
BAC03 Average Weekly Movement	n/a
Banks Industry Average Movement	2.2%
Market Average Movement	4.1%
10% most volatile stocks in TH Market	9.6%
10% least volatile stocks in TH Market	2.0%

Stable Share Price: BAC03's share price has been volatile over the past 3 months compared to the TH market.

Volatility Over Time: Insufficient data to determine BAC03's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1784	213,000	Brian Moynihan	www.bankofamerica.com

Bank of America Corporation, through its subsidiaries, provides various financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. The company operates through four segments: Consumer Banking, Global Wealth & Investment Management (GWIM), Global Banking, and Global Markets. The Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, checking accounts, and investment accounts and products; credit and debit cards; residential mortgages and home equity loans; and direct and indirect loans, such as automotive, recreational vehicle, and consumer personal loans.

Bank of America Corporation Fundamentals Summary

How do Bank of America's earnings and revenue compare to its market cap?
BAC03 fundamental statistics
Market cap	฿12.59t
Earnings (TTM)	฿915.64b
Revenue (TTM)	฿3.29t

13.8x

P/E Ratio

1.4x

P/B Ratio

Is BAC03 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BAC03 income statement (TTM)
Revenue	US$101.45b
Cost of Revenue	US$0
Gross Profit	US$101.45b
Other Expenses	US$73.19b
Earnings	US$28.25b

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

Jan 14, 2026

Earnings per share (EPS)	3.87
Gross Margin	100.00%
Net Profit Margin	27.85%
Debt/Equity Ratio	248.2%

How did BAC03 perform over the long term?

See historical performance and comparison

Dividends

2.1%

Current Dividend Yield

29%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/11/08 21:45
End of Day Share Price	2025/11/07 00:00
Earnings	2025/09/30
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Bank of America Corporation is covered by 50 analysts. 17 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Stephen Biggar	Argus Research Company
David George	Baird
Jason Goldberg	Barclays

Bank of America CorporationSET:BAC03 Stock Report