Nova Ljubljanska Banka d.d Balance Sheet Health
Financial Health criteria checks 6/6
Nova Ljubljanska Banka d.d has total assets of €27.2B and total equity of €3.3B. Total deposits are €21.5B, and total loans are €15.8B. It earns a Net Interest Margin of 3.4%. It has sufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are €1.2B.
Key information
8.2x
Asset to equity ratio
3.4%
Net interest margin
| Total deposits | €21.51b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.0% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | €1.19b |
Recent financial health updates
No updates
Recent updates
Nova Ljubljanska Banka d.d. (LJSE:NLBR) First-Quarter Results: Here's What Analysts Are Forecasting For This Year
May 14
Here's Why We Think Nova Ljubljanska Banka d.d (LJSE:NLBR) Is Well Worth Watching
Sep 15Here's Why We Think Nova Ljubljanska Banka d.d (LJSE:NLBR) Is Well Worth Watching
Mar 01Does Nova Ljubljanska Banka d.d (LJSE:NLBR) Deserve A Spot On Your Watchlist?
Oct 12Could The Nova Ljubljanska Banka d.d. (LJSE:NLBR) Ownership Structure Tell Us Something Useful?
Jan 11
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NLBR's Assets to Equity ratio (8.2x) is low.
Allowance for Bad Loans: NLBR has a sufficient allowance for bad loans (103%).
Low Risk Liabilities: 90% of NLBR's liabilities are made up of primarily low risk sources of funding.
Loan Level: NLBR has an appropriate level of Loans to Assets ratio (58%).
Low Risk Deposits: NLBR's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: NLBR has an appropriate level of bad loans (2%).